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Personal Finance > Interest Rates, Fees & Charges > Other personal lending

Indicator Rates for Other Personal Lending

Monday, 26 July 2010

PERSONAL LOANS
 
Personal Loans (Unsecured)
Variable Rate
Comparison
Rate
Fixed Rate
Comparison
Rate
$5,000 - $9,999

$10,000 - $19,999

$20,000 +

15.75% pa
(rate 11,12,13)
14.90% pa
(rate 21,22,23)
14.90% pa
(rate 31,32,33)

18.01% pa*

18.01% pa*

15.76% pa#

16.65% pa

15.80% pa

15.80% pa

18.90% pa*

18.90% pa*

16.66% pa#

 
CREDIT CARDS
NAB Low Rate Visa Card
NAB Visa and MasterCard
Standard
Gold
Velocity NAB Credit Card
Standard
Gold
NAB Qantas Card
NAB Qantas Gold Card
NAB Qantas Platinum Card

Purchase 13.24% pa

Purchase 19.49% pa
Purchase 19.49% pa

Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.99% pa

Cash Advance 21.49% pa

Cash Advance 19.49% pa
Cash Advance 19.49% pa

Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa

 
 
MARGIN LENDING
Variable Rate Interest Only

9.30% pa

 

Fixed Rate Interest Only

In Advance

In Arrears

1 year
2 years
3 years
4 years
5 years

8.80% pa
9.00% pa
9.20% pa
9.40% pa
9.60% pa

8.90% pa
9.20% pa
9.40% pa
9.60% pa
9.80% pa

 
Please call NAB Margin Lending on 1300 135 145 for special rates on loans greater than $250,000.
 
 
BASE RATE

10.98% pa

 
 
 

 

Products no longer for sale

 
PERSONAL LOANS
Personal Loans
Variable Rate
#1 Fully Secured
#2
Fully Secured other security
#3 Partly Secured
#4 Unsecured

13.69% pa
15.59% pa
16.34% pa
17.34% pa

Personal Loans
Fixed Rate
Fully Secured

13.99% pa

 
   
Personal Project Loan
(approved prior to 18 June 2007)
Personal Project Loan
Direct
Introductory Rate
$0 - $4,999
$5,000 - $9,999
$10,000 - $19,999
$20,000 +
 

13.00% pa ~
19.25% pa (rate 1)^
16.49% pa (rate 2)
15.40% pa (rate 3)
14.90% pa (rate 4)

13.00% pa ~
18.00% pa (rate 1)^
16.49% pa (rate 2)^
14.90% pa (rate 3)
14.40% pa (rate 4)

 
NAB Personal Project Loan
(approved from 18 June 2007)
 

Purchases 15.99% pa

 

Cash Advances 19.50% pa

 
CREDIT CARDS

 

Visa Fee Free
Velocity NAB Visa Card
Velocity NAB Gold American Express®  Card
Ant™ American Express Card® with No Annual Card Fee
Ant American Express Card with Rewards
Gold Ant American Express Card with Rewards
NAB Gold Rewards Card
Nab Visa Mini

Purchase 19.70% pa
Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.49% pa
Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.99% pa
Purchase 19.99% pa

Cash Advance 19.70% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.49% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa
Cash Advance 19.99% pa


* Comparison rate calculated on loan amount of $10,000 over a term of 3 years based on monthly repayments.
# Comparison rate calculated on loan amount of $30,000 over a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
~ During the drawdown period, the Introductory Rate applies to all transactions debited to a Personal Project Loan Direct and any Balance Transfer amount debited to a Personal Project Loan to pay out a credit contract maintained with NAB.
^ The minimum credit limit available for Personal Project Loan is $5,000 and for Personal Project Loan Direct is $10,000.  These rates only apply if the amount of credit accessed is below the product’s minimum credit limit.
™ Ant is a Trade Mark of National Australia Bank Ltd ABN 12 004 044 937. ® Registered Trade Mark of American Express Co.
All rates are effective Monday, 26 July 2010 and are subject to change at any time.  To find out more, visit nab.com.au, call into a NAB branch or call 13 13 12.  Fees and charges apply.  Full details of these and relevant terms and conditions are available on application.  National Australia Bank Limited ABN 12 004 044 937.

 
 
 
 
 
 
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