Indicator Rates - Deposit Products

Monday, 21 May 2012

Indicator Rates - Personal Deposits

NAB Smart Reward Saver *
Base Interest 0.01% pa
Bonus Interest 3.95% pa
NAB Smart Junior Saver *
Base Interest 1.00% pa
Bonus Interest 3.10% pa
NAB Cash Manager ~~
NAB Cash Manager 3.25% pa
NAB Investment Cash Manager §
$10,000 - $20,000 2.25% pa
$20,000 - $50,000 2.50% pa
$50,000 - $100,000 2.75% pa
$100,000 - $250,000 3.00% pa
$250,000 - $500,000 3.25% pa
$500,000 plus 3.50% pa
NAB Equity Lending Facility
NAB Equity Lending Facility 3.30% pa
NAB iSaver *
NAB iSaver 3.65% pa
NAB iSaver Introductory Rate (Accounts opened from 16/12/11*) 5.00% pa
NAB Retirement Account *
$1 - $1,999 1.00% pa ‡
$2,000 - $44,600 3.00% pa ‡
$44,601 plus 4.50% pa ‡
NAB Retirement Passbook Account ~ (Not for sale)
$1 - $1,999 1.00% pa ‡‡
$2,000 - $44,600 3.00% pa ‡‡
$44,601 plus 4.50% pa ‡‡
NAB Portfolio Facility
NAB FlexiPlus Mortgage Facility *
NAB Home Equity Line of Credit * (credit balances)
$1 - $20,000  n/a ^^
$20,000 - $50,000 0.50% pa
$50,000 - $100,000 0.50% pa
$100,000 plus 1.00% pa
Transaction Accounts
NAB Classic Banking Account* 0.01% pa
NAB Gold Banking Account - Private * 0.01% pa
NAB Gold Banking Account *# (Not for sale) 0.01% pa
NAB eBanking Account ǿ (Not for sale) 0.01% pa
NAB Passbook Account ǿ (Not for sale) 0.01% pa
NAB Cash Management Accelerator Account ~ (Not for sale)
$5,000 - $10,000 0.25% pa
$10,000 - $20,000 0.25% pa
$20,000 - $50,000 0.50% pa
$50,000 - $100,000 0.75% pa
$100,000 - $250,000

1.00% pa
$250,000 plus 1.50% pa
NAB Cash Management Account ~ (Not for sale)
$5,000 - $10,000 0.25% pa
$10,000 - $20,000 0.25% pa
$20,000 - $50,000 0.50% pa
$50,000 - $100,000 0.75% pa
$100,000 - $250,000 1.00% pa
$250,000 plus 1.50% pa
Private Tailored Package 1.25% pa
Default Rates §§
Personal Accounts 17.37% pa

 

Indicator Rates - Business Deposits

NAB Business Cash Maximiser Account ^
$10,000 plus 3.75% pa
NAB Farm Management Account ^ (including Farmer's Choice Package^)
$1 - $20,000 0.01% pa
$20,000 - $50,000 0.10% pa
$50,000 - $100,000 0.40% pa
$100,000 plus 1.80% pa
NAB Business Management Account ^
$5,000 - $20,000 0.01% pa†
$20,000 - $50,000 0.10% pa†
$50,000 - $100,000 0.20% pa†
$100,000 - $250,000 0.40% pa†
$250,000 - $500,000 0.85% pa†
$500,000 plus 1.65% pa†
NAB Everyday Business Account ^
$1 - $50,000 0.10% pa
$50,000 - $100,000 2.00% pa
$100,000 plus

3.50% pa
NAB Business Investment Account ^
(Accounts not for sale)
$20,000 - $50,000 0.10% pa
$50,000 - $100,000 0.25% pa
$100,000 - $250,000 0.50% pa
$250,000 - $500,000 1.30% pa
$500,000 plus

1.65% pa
NAB Community Group Account
NAB Community Group Management Account
(Accounts not for sale)
$1 plus 0.01% pa
NAB Retail Lease Account ^
$1 plus 2.00% pa
Default Rates §§
Business Accounts 18.33% pa
Farm Management Accounts †† 15.23% pa
Statutory Trust Accounts 18.33% pa
NAB Retail Lease Account 18.33% pa

Unless otherwise specified, this document forms part of the Product Disclosure Statement and/or Terms and Conditions for each of the accounts above along with A Guide to Fees and Charges - Personal Banking Fees (for products marked *, ~, ~~, ǿ or §) or Business Banking Fees - A guide to Fees and Charges (for products marked ^) and:
Personal Transaction and Savings Products Terms and Conditions (for products marked *)
Personal Transaction and Savings Products (Off Sale) Terms and Conditions Part one (for products marked ~)
Personal Transaction and Savings Products (Off Sale) Terms and Conditions Part two (for products marked ǿ)
NAB Cash Manager Terms and Conditions (for product marked ~~)
NAB Investment Cash Manager Product Disclosure Statement (for product marked §)
NAB Business Products Terms and Conditions (for products marked ^).
If you would like a copy of these documents, contact NAB as explained below.

* For accounts opened from 16/12/2011 for 4 months from account opening. A fixed bonus interest rate of 1.35% pa applies to that part of the balance up to $1 million. After 4 months accounts will receive the standard variable NAB iSaver interest rate. The portion of any balance above $1 million will receive the standard variable NAB iSaver interest rate.
§§ Applicable to accounts overdrawn without an approved overdraft limit.
¶ A Product Disclosure Statement is not available for NAB Portfolio Facility - please refer to the NAB Portfolio Package General Terms and Conditions.
# Including Gold Banking accounts that form part of NAB Choice Package.
‡ 1.00% pa on the first $1,999, then 3.00% pa on that part of the balance between $2,000 and $44,600, then 4.50% pa on that part of the balance over $44,601.
‡‡ 1.00% pa on the first $1,999, then 3.00% pa on that part of the balance between $2,000 and $44,600, then 4.50% pa on that part of the balance over $44,601.
^^ 0.01% pa for NAB FlexiPlus Mortgage Facility and NAB Home Equity Line of Credit credit balances below $20,000.
† Paid on balance over $5,000. The first $5,000 earns no interest.
†† For accounts opened from 10/9/07. For accounts opened earlier, please contact your banker or call NAB on 13 10 12.
Any advice in this document has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this document, National Australia Bank Limited recommends that you consider whether it is appropriate for your circumstances. Before making any decisions regarding any of the products covered by this document, NAB recommends you consider the applicable Product Disclosure Statement or other disclosure document, available from NAB.
The products covered by this document are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL 230686.
This information was prepared on 18 May 2012. All rates are effective 21 May 2012, and are subject to change at any time. Fees and Charges apply. To find out more, visit nab.com.au, call into a NAB branch, or call 13 13 12 for information on personal rates or 13 10 12 for information on business rates.