This score indicates a Moderately Conservative "Capital Stable" risk profile.
Investors fitting this profile may have an investment horizon of at least 3 years and a low to moderate risk tolerance. They may seek regular income and the opportunity for some growth over the investment timeframe.
Potential Asset Mix
Moderately Conservative investors may consider placing 70% of their investable funds into defensive assets such as cash and fixed interest. These include term deposits, cash management trusts and fixed interest government and bank backed securities.
Defensive assets are expected to grow at a slower rate over the longer term but are expected to experience less volatility.
The remaining 30% may be invested in growth assets, such as shares, managed funds and property.
These assets have historically grown at a rate greater than inflation over time and usually produce higher returns than defensive assets but can also demonstrate greater volatility in the short term.