Website disclaimer

Disclaimer

Important Notice

This website is operated by National Australia Bank Limited ("NAB") on behalf of NAB and its related bodies corporate (together called the "NAB Group").

The products and services of NAB described in this site are available only to Australian residents and in relation to property in Australia. Applications from people other than Australian residents will not be accepted. The information on this site has been prepared in accordance with Australian law for the supply of goods and services.

Otherwise, this website is not intended to offer products and services provided by any member of the NAB Group. Any person accessing information on, or application for, specific products or services via this website must locate, read and accept the terms and conditions attaching to (a) that particular product or service; and (b) the relevant NAB Group members' website.

Note that many of the products and services offered by NAB Group are country specific. Accessing any product or service via this website is not an offer, inducement or invitation to purchase those products or services.

This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia ("Australian law"). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.

NAB does not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. NAB recommends that you seek independent advice before acting on any information in this site. Subject to any terms implied by law and which cannot be excluded, NAB accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site. All applications for credit are subject to NAB's usual credit assessment criteria.

Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this website, NAB recommends that you consider whether it is appropriate for your circumstances.

A Product Disclosure Statement (PDS), Terms & Conditions (T&C) or Financial Services Guide (FSG) may be available for products and services on this website. Refer to the product or service web page, or phone the numbers listed below for specific products or services, to see if a PDS, T&C or FSG is available. If a PDS, T&C or FSG is available, NAB recommends that you consider the PDS, T&C or FSG before making any decision about a product or service. All products and services on this website are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686, with the exception of the following:

MLC Investments Limited(ABN 30 002 641 661, AFSL number 230705) is the issuer or operator of:

MLC Investment Trust

132 652

MLC MasterKey Cash Management Trust

132 652

MLC MasterKey Investment Service

132 652

MLC MasterKey Investment Service Fundamentals

132 652

MLC MasterKey Unit Trust - Platinum Global Fund

132 652

MLC MasterKey Unit Trust

132 652

National Australia Bank Limited is the provider of:

NAB Margin Lending

1300 135 145

NAB Term Deposits

1800 331 240

NAB Cash Manager

1800 036 171

Navigator Australia Limited (ABN 45 006 302 987 AFSL 236466) is the Responsible Entity and issuer of:

MLC Wrap Investments

132 652

MLC Navigator Investment Plan

132 652

Separately Managed Account

132 652

Pre Select Funds

132 652

PremiumChoice Investment Service

1300 880 054

DPM Investment Service

1300 367 236

St Andrews Investment Plan

1300 769 815

FC ONE Investment Builder

1300 853 244

Enevita Platinum Portfolio Investment Solution

1300 852 966

blueprint Investment Plan

1300 852 933

NULIS Nominees (Australia) Limited ABN 80 008 515 633, AFSL 236465 Trustee of MLC Super Fund ABN 70 732 426 024 is the issuer of:

MLC MasterKey Business Super (including MLC MasterKey Personal Super)

132 652

MLC MasterKey Superannuation

132 652

MLC MasterKey Super

132 652

MLC MasterKey Super Fundamentals

132 652

MLC MasterKey Allocated Pension

132 652

MLC MasterKey Pension

132 652

MLC MasterKey Pension Fundamentals

132 652

MLC Insurance Super

132 652

MLC Life Cover Super

132 652

Maturity Growth Plan IOD

133 771

MLC Navigator Super Solutions

132 652

NULIS Nominees (Australia) Limited ABN 80 008515 633 AFSL 236465 is the trustee of MLC Superannuation Trust ABN 31 919 182 354; Navigator Eligible Rollover Fund ABN 32 649 704 922; MLC Superannuation Fund ABN 40 022 701 955 is the issuer of:

blueprint Retirement Plan

1300 852 933

DPM Retirement Service

1300 367 236

Enevita Platinum Retirement Management Solution

1300 852 966

FC ONE Retirement Builder

1300 853 244

MLC Navigator Retirement Plan

132 652

MLC Wrap Super

132 652

Portfoliofocus Premium Retirement Service

1300 769 613

PremiumChoice Retirement Service

1300 880 054

St Andrews Retirement Plan

1300 769 815

Allianz Australia Insurance Limited(ABN 15 000 122 850) is the issuer of:

National Car Insurance

132 928

National Residential Investor Insurance

132 928

National Home Insurance

132 928

National Caravan & Trailer Insurance

132 928

NAB Travel Insurance

132 928

National Australia Financial Management Limited acts as agent for Allianz Australia Insurance Limited for the products above. Information about these products is contained in the current PDS or other disclosure document, copies of which are available upon request by phoning the numbers above.

MLC Limited is the issuer of:

MLC Insurance

132 652

MLC MasterKey Annuity

132 652

MLC Personal Protection Portfolio

132 652

MLC Group Insurance

(02) 8908 6111

Life Protection Plan

133 771

Maturity Growth Plan

133 771

MLC EasyCover

132 652

NAB Personal LoanCover

132 295

NAB Credit Card Cover

132 295

LoanCover
http://nab.com.au/personal/insurance/loan-insurance

132 295

MLC Protection Life

132 652

MLC Protection Recovery Money

132 652

MLC Protection Flexible Recover Money

132 652

MLC Protection Stand Alone Recover Money

132 652

MLC Protection Income Gold

132 652

MLC Protection Excell

132 652

MLC Protection Income Daily Living

132 652

MLC Protection Income Business Expense

132 652

MLC Essential Life & MLC Essential Accidental Death Insurance

132 652

blueprint Protection Life

132 652

blueprint Protection First

132 652

blueprint Protection Recovery Money

132 652

blueprint Protection Flexible Recover Money

132 652

blueprint Protection Stand Alone Recover Money

132 652

blueprint Protection Income Gold

132 652

blueprint Protection Excell

132 652

blueprint Protection Income Daily Living

132 652

Copyright

© National Australia Bank Limited. ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. "Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries. It is owned by members of the NAB Group unless otherwise stated. All rights reserved. You may download a single copy of this document and, where necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of NAB."

"NAB" and all associated trademarks displayed on this website are owned by NAB Group.

MLC Limited uses the MLC brand under licence. MLC Limited is part of the Nippon Life Insurance Group and not a part of the NAB Group of Companies.