(GROOVY MUSIC) Welcome everyone. It's great to have you here for the kick-off of this incarnation of the NAB Hack Day. Hackathons are a way to drive innovation out of our people, to be able to speak to the people on the floor and hear their ideas and bring those ideas to fruition and then put those ideas on display in front of senior stakeholders. When a NAB app goes down we want to give customers the ability to play a game and the points they win for that game we will donate money to a charity of the customer's choice. The stuff we're working on the moment, it's called 'Smart's Waiting Branches' and the idea is that as NAB customers come into the branch they can get an accurate estimate of how long they're going to wait for. Customers in using online banking it's a very impersonal experience. What we're trying to do is at the end of their transaction we're going to try and give them a bit of information about our people and their stories. We're looking pretty good. We're confident. We're excited but excited in a nervous way. You can never tell what's going to happen. So what we find with Hack Days it creates an environment that is collaborative, that's energetic, breaks down barriers. It's gender inclusive, it's diverse. So it just creates that sort of fantastic environment that we want in our workplace.