DAVID KOCH: This business tip
brought to you by NAB.

David, you say
you see Australian business.

Say I'm a pet food company looking
for finance. What should I do?

Yes, so if you're
looking for finance, Kochie,

it means you're probably
going to have to expand,

and if you need to have a loan,

that we need to see some more
details on you

and understand a bit more about you
and about your company.

OK, so how do I do that?

So the first thing to do
is to come in

and we'd ask you to bring
a number of things,

the first one being a business plan.

You know, what's your business,
what are your products,

who are your competitors, and what
do you understand about the market?

What's next?

Then after that,
we'd look at cash flow projection.

So how are you going
for cash in the business?

What cash do you need
to run the business,

to pay your wages, etc?

And number three?

And number three would be security,

so that may well be
some residential premises

or other assets that you may have.

And that'd give me
my best chance for success?

Well, it means that we can
understand what your needs are,

what your financial position is,

and how we give you the right loan
for the right reasons.

Great, and you'll help me through
with it?

I'll certainly help you with that.

DAVID KOCH: For more information,
visit nab.com.au/smallbusiness.