At NAB, your security is our priority. In our fast-paced digital world protecting our customers is more important than ever. We have security professionals working 24/7 to monitor your accounts and keep them safe. However, cyber criminals are constantly devising new methods to convince people to hand over their money or information. Being aware of scams will help ensure you stay safe. A scam targeting Australians is spoofing. What is spoofing? Spoofing is when a cyber criminal uses software to spoof or copy another contact number or sender. They pretend to be someone they are not. Cyber criminals love to impersonate large organisations that many Australians would deal with on a daily basis with the hope of getting someone to provide personal information, such as their bank details, usernames, and passwords. Cyber criminals can spoof the contact numbers of banks, government institutions, and retailers, as well as the phone numbers of everyday Australians. This applies to text messages too. And often a spoof text message will appear alongside other genuine messages from the organisation or person. It is important to know that spoofing only works on incoming calls or messages, and it does not mean the organization's security has been breached. How can you spot a spoofed call or text? Since spoofing masks the true caller the only way to spot a spoof call or text is to treat each incoming call or text as suspicious. Take your time before responding or giving money or personal information to anyone. Ask yourself, "Could the message or call be fake?" If in doubt, contact the organisation or person on their official number. You can find NAB's publicly listed number on the back of your card and on our website. Together, we can fight cybercrime and help Australian communities prosper. Learn more at nab.com.au/security. NAB, more than money.