standard rates and fees

  • 13.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies. 2

  • 21.74 %p.a.

    Cash advance rate

  • $100

    Annual card fee

  • Up to 55

    Interest free days on purchases3

  • $6000

    Minimum credit limit

Special offer

On a New NAB Low Rate Platinum Card


  • Enjoy 0% p.a. on purchases for 9 months on a new NAB Low Rate Platinum Card. 

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Card features and benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Add another card?

Add an additional cardholder at no extra cost.5

Concierge service

Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.4

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Keep yourself safe

With 7 complimentary insurances1

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Low Rate Card

Whether it's an everyday purchase or life's other luxuries, this card has you covered

NAB Low Fee Platinum Card

Enjoy our lowest annual card fee within our Platinum card range, a great choice for everyday purchases with the added benefits of complimentary insurances View disclaimer 1

NAB Rewards Platinum Card

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances View disclaimer 1

We're ready to help you

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Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)