NAB Flybuys Rewards Card
(No longer for sale)

Looking for a new Rewards credit card? We've provided a couple of options below. Or, you can browse all of our cards.


  • Collect flybuys points on everyday purchases1
  • Seven complimentary insurances2 – see the Insurance section for details
  • Up to 44 interest free days on purchases3
  • NAB Concierge Service4 - your own 24/7 personal assistant
  • Access to our 24/7 NAB Service Centre

Rates and fees

Purchases: 19.99% p.a.
Cash advances: 21.74% p.a.
Balance transfers: 4.99% p.a. for 6 months

Annual card fee: $95

Other fees may apply

All fees and interest rates are subject to change. Correct as at 13 November 2017. View full details of fees and charges


Collect 1 flybuys point for every $1 spent on everyday purchases on your Visa card1. Points are capped at $20,000 spend per statement


These insurances are complimentary with your NAB flybuys Rewards Card2. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 391KB) for full details, including exclusions.

Overseas Travel Insurance2

Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB flybuys Rewards Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents.

Interstate Flight Inconvenience Insurance2

Pay for your return interstate airfares in full on your NAB flybuys Rewards Card prior to departure and you could be covered if your luggage is lost or delayed, or if you have to cancel or change an interstate flight due to serious illness, injury or death. You also may be covered for the rental vehicle insurance excess if you rent a car.

Transport Accident Insurance2

Pay for your conveyance costs in full on your NAB flybuys Rewards Card and you could have cover if you, your accompanying spouse or dependent children die or are seriously injured in an accident while travelling as a passenger.

Domestic Hotel Burglary Insurance2

Pay for or secure 100% of your hotel accommodation costs on your NAB flybuys Rewards Card and you could be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia during a trip.

Purchase Protection Insurance2

You could be covered if new items you bought on your NAB flybuys Rewards Card are lost, stolen or accidentally damaged within 90 days of the date of purchase.

Extended Warranty Insurance2

Buy a new domestic appliance in Australia on your NAB flybuys Rewards Card and you could receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Price Protection Insurance2

Shop with confidence on your NAB flybuys Rewards Card within Australia knowing you could be reimbursed the difference between the price you paid for a new item and a lower printed advertised price for the same item.

If you're after a rewards card, you might be interested in

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances


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Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store


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Whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.


View all cards

Important Information

1 To collect flybuys points you must be a member of the flybuys program and have provided your valid membership number to NAB. Standard flybuys terms and conditions and flybuys Privacy Policy apply. Visit for details. The flybuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334. Points are capped at $20,000 spend per statement period.

2 A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

3 If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.

4 This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 234KB) for full details.

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