• 4.32%
    p.a.

    Interest rate

  • 4.72%
    p.a.

    Comparison rate

  • 4.07%
    p.a.

    Interest rate

  • 4.47%
    p.a.

    Comparison rate

  • 4.02%
    p.a.

    Interest rate

  • 4.42%
    p.a.

    Comparison rate

  • 4.92%
    p.a.

    Interest rate

  • 5.31%
    p.a.

    Comparison rate

  • 4.67%
    p.a.

    Interest rate

  • 5.06%
    p.a.

    Comparison rate

  • 4.62%
    p.a.

    Interest rate

  • 5.01%
    p.a.

    Comparison rate

  • 5.37%
    p.a.

    Interest rate

  • 5.46%
    p.a.

    Comparison rate

  • 5.12%
    p.a.

    Interest rate

  • 5.21%
    p.a.

    Comparison rate

  • 5.07%
    p.a.

    Interest rate

  • 5.16%
    p.a.

    Comparison rate

  • 3.49%
    p.a.

    Interest rate

  • 4.64%
    p.a.

    Comparison rate

  • 3.19%
    p.a.

    Interest rate

  • 4.51%
    p.a.

    Comparison rate

  • 3.09%
    p.a.

    Interest rate

  • 4.49%
    p.a.

    Comparison rate

  • 3.29%
    p.a.

    Interest rate

  • 4.45%
    p.a.

    Comparison rate

  • 3.79%
    p.a.

    Interest rate

  • 5.20%
    p.a.

    Comparison rate

  • 3.59%
    p.a.

    Interest rate

  • 5.06%
    p.a.

    Comparison rate

  • 3.59%
    p.a.

    Interest rate

  • 4.95%
    p.a.

    Comparison rate

  • 3.89%
    p.a.

    Interest rate

  • 4.95%
    p.a.

    Comparison rate

  • 3.89%
    p.a.

    Interest rate

  • 4.88%
    p.a.

    Comparison rate

  • $395

    annual package fee

  • $0

    application and monthly service fees1

More rates and fees information

  • The above rates are applicable when you take out a NAB Tailored Home Loan as part of a NAB Choice Package
  • A maximum Loan to Value Ratio of applies
  • All rates are current as at 31st January 2019 and subject to change without notice
  • See Important Information including the comparison rate warning, below

KEY FEATURES

INTEREST RATE OPTIONS

Have the flexibility to choose a variable rate Home Loan, or split between fixed and variable to suit your needs

OFFSET AVAILABILITY

Make every dollar count and save on interest with a 100% offset arrangement when you choose a variable rate

REDRAW FACILITY

You can choose to redraw $500 or more on your loan at any time if you’re ahead with your scheduled repayments

NAB CHOICE PACKAGE BENEFITS

A NAB Choice Package means:

  • Interest rate discounts on home lending products2

  • $0 application or monthly service fees on home loans1

You can also choose to package your home loan with other products and save

  • $0 annual fees on eligible credit cards3

  • Ongoing 10% discounts on a NAB Home Insurance, NAB Home Insurance Essentials or NAB Residential Investor Insurance policy and NAB Car Insurance premiums4

  • Save time and make life easier by managing all your banking in one place online

Keep in mind: discounts, home loan monthly service fee waivers and credit card annual fee waivers only apply when you have asked us to include these products in your package and while they remain part of your package.

Important information about the insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850) is the issuer of NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance. Information about these insurances is contained in the current relevant Product Disclosure Statements (PDS) available upon request by phoning the General Insurance Sales Team on 13 29 28 or on our website at nab.com.au

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 23 4708) ('Allianz') is the insurer and the issuer of NAB Home Insurance, and NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance which have been branded NAB by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ('NAB').

This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of home insurance. A NAB Home Insurance, or NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate. NAFM receives commission for arranging these insurances which is a percentage of the ‎premium.

4 These benefits are not available in conjunction with other special or discount offers applicable to these policies and these benefits are only available when you renew an existing, or apply for a new, eligible policy and tell NAB at the time of applying that you have a Choice Package

Any advice contained on this page is general only and does not consider your personal circumstances. You should read these disclosure documents before making any decision about whether to acquire or continue to hold the products. Applications for insurance are subject to eligibility criteria.

Other important information

View our NAB Choice Package Terms and Conditions (PDF, 268KB) in conjunction with the interest rates, fees and charges for personal products.

1 $0 Application fee applies to all new Choice Package applications. Discounts, home loan monthly service fee waivers and credit card annual fee waivers only apply when your products are part of your package.

2 Discounts apply to new home loan contracts issued from 31 August 2015 onwards

3 Credit card benefits are only available on eligible NAB Credit Card accounts included as part of your Package. Refer to your Banker for the current selection of eligible NAB Credit Card accounts.

When you apply for a NAB Choice Package, you must include in the package a minimum of $150,000 in eligible home lending products. However, to avail of certain interest rates a higher minimum loan amount may apply. This may be new approved lending or a combination of existing lending with new approved lending. Terms and conditions apply and are available on request from NAB.

NAB Choice Package will not be available to applicants who reside overseas (regardless of citizenship) and/or applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.

Comparison rates are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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