NAB Cash Manager

Canstar outstanding value transaction account
  • An award-winning1 transactional account.
  • Provides a flexible cash solution for your SMSF with no monthly account or transaction fees.
  • Earn a variable rate of 1.00% p.a.2
  • Access your account in NAB Internet Banking.
  • Provides real-time access to funds from your nabtrade trading account.

NAB Term Deposits

  • Lock in a great interest rate.
  • Choose a term that suits your needs – from 30 days to five years.
  • Interest can be directly credited to any account within Australia (or reinvested upon maturity).
  • Access your account in NAB Internet Banking.

NAB SMSF Cash Maximiser

  • Earn a variable 1.55% on every dollar when your balance is $10,000 or more.
  • Offers a safe place to park cash in-between investments.
  • Conveniently linked to your NAB transaction account for instant access to funds.
  • Access your SMSF's Cash Maximiser account in NAB Internet Banking.
  • No monthly account fee3.

Compare SMSF Cash Products

  NAB Cash Manager
NAB Term Deposit
NAB SMSF Cash Maximiser
       
Minimum account balance $5,000 minimum opening balance (no minimum ongoing balance) $5,000 $10,000
Maximum account balance N/A N/A N/A
Interest rate 1.00% Various 1.55%p.a.4
Card access Yes (not available for SMSFs in accumulation phase) No No
Online transfers Yes No Yes (to your linked transaction account only)
BPAY and periodical payments Yes No No
Monthly fees No
No No
Branch deposits and withdrawals Yes No No
NAB ATMs Yes No No

With our online form, you can apply for a range of SMSF products.

Apply now

New to SMSF?

Before you set up an SMSF, it's important to consider if running your own fund is right for you.

Ready to set up?

We've partnered with Heffron SMSF Solutions to help you set up and administer your SMSF.

Set up your SMSF

Important information

1 Canstar’s 5-Star Rating for Outstanding Value Transaction Accounts was awarded to NAB's Cash Manager Account in April 2018 for its performance across High Transactor and Senior Transactor profiles.

2 All rates are effective 9 May 2016, and are subject to change at any time.

3 Other service fees may apply. Your linked transaction account may also incur fees. See Business Banking – A guide to fees and charges for more information. Terms and conditions are available on request.

4 By applying for a NAB SMSF Cash Maximiser account, you will receive a NAB Business Cash Maximiser account and the ordinary indicator rate for that product will be replaced by the NAB Business Cash Maximiser (SMSF) rate.

The information provided on this webpage is intended to be of a general nature only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information on this webpage, National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any information on this webpage.

We're ready to help you

Call 1300 184 139

Mon-Fri 8am - 5pm (AEST/ADST)

Apply online
Email us

smsf.service@nab.com.au