All personal products

Car loans

Whether you’re buying or refinancing, we’ve got a car loan to suit your needs.

Benefits of our loans

Competitive interest rates

Get a tailored interest rate based on your personal circumstances.

Flexible loan terms

Choose a loan term that suits you.

Zero exit fees

No penalties or exit fees if you pay off your loan early.

NAB Car Loan

We’ve partnered with Plenti, so you can get your rate quote on a secured loan in as little as one minute without impacting your credit score. Credit provided by NAB.

Personalised fixed rate From 6.49% p.a to 13.29% p.a. 
Comparison rate From 8.05% p.a to 14.79% p.a. 

   

Features

  • Get your rate quote without impacting your credit score.

  • Choose a loan term that suits you.

  • Monthly repayments on loan terms from one to seven years.

  • No penalties or exit fees if you pay off your loan early.

  • Additional repayments available with no additional fees.

  • Borrow from $10,000 to $100,000 with up to 7-year terms repaid monthly .

Considerations

  • The interest rate will be fixed for the loan term
  • Repayments are required monthly by direct debit
  • No redraw is available from extra funds
  • Sole borrowers only can apply
  • Your car will be used as security for repayment of the loan

Fees

  • $0 Exit fee
  • $7 Weekly late payment fee
  • $15 Monthly loan service fee
  • $350 Loan Establishment fee
Get your rate quote in as little as one minute
Get a quote
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NAB Car Loan for all-electric and plug-in hybrid cars

We’ve partnered with Plenti, so you can enjoy discounts on a secured loan for all-electric and plug-in hybrid cars.

Personalised fixed rate From 5.74% p.a to 12.54% p.a. 
Comparison rate From 7.30% p.a to 14.04% p.a. 

   

Features

  • Receive an EV rate discount of 0.75% on eligible vehicles.

  • Get your rate quote without impacting your credit score.

  • Choose a loan term that suits you.

  • Monthly repayments on loan terms from one to seven years.

  • No penalties or exit fees if you pay off your loan early.

  • Additional repayments available with no additional fees.

  • Borrow from $10,000 to $100,000 with up to 7-year terms repaid monthly .

Considerations

  • The interest rate will be fixed for the loan term
  • Repayments are required monthly by direct debit
  • No redraw is available from extra funds
  • Sole borrowers only can apply
  • Your car will be used as security for repayment of the loan

Fees

  • $0 Exit fee
  • $7 Weekly late payment fee
  • $15 Monthly loan service fee
  • $350 Loan Establishment fee
Get your rate quote in as little as one minute
Get a quote
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Personal loan for a car

No physical assets required for an unsecured loan offering flexibility and certainty.

Features

  • Your choice of a variable or fixed rate

  • Redraw available on variable rate loan if you’re ahead on repayments.

  • Monthly repayments on loan terms from one to seven years.

  • Weekly, fortnightly or monthly repayment options. 

  • Borrow from $10,000 to $100,000 with up to 7-year terms repaid monthly .

Considerations

  • Sole borrowers only can apply
  • No redraw is available from extra funds
Apply online in less than 10 minutes
Find out more

Our interest rates explained

Fixed rates vs. variable rates

A fixed rate stays the same for a chosen period so your loan repayments stay the same during that time.

A variable rate though can move up or down, meaning your minimum loan repayment may change. You’ll also have access to a to redraw facility which comes in handy if you need money unexpectedly.

Terms and Conditions

Terms and conditions, fees and charges apply. Approval, loan amount and interest rate are subject to our credit assessment criteria. Information, including interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD, opens in new window.