Spend $5,0001 and earn

100K

BONUS POINTS

on a NAB Rewards Business Signature Card

1 On everyday business purchases within 60 days of account opening.

Apply by 7 October 2018. See Important Information.

Business is about to get
MORE REWARDING

Running a successful business is rewarding enough, earning NAB Rewards Points makes it even better with a NAB Rewards Business Signature Card.

EARNING NAB
REWARDS POINTS

Earn points for every dollar you spend on everyday business purchases which can be redeemed for travel, technology and much more at the NAB Rewards Store.

EARN RATE 1.25 POINTS

NAB Rewards Points per $1

More points for every dollar spent on everyday business purchases2

POINTS BOOSTER EARN DOUBLE POINTS

Double your points

On purchases made in major department and hardware stores3

POINTS BOOSTER EARN TRIPLE POINTS

Triple your points

With Webjet, when travelling overseas or on overseas purchases made here in Australia4

Standard rates and fees

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18.50

%
p.a.

purchase interest rate

21.74

%
p.a.

cash advance rate

$175

annual card fee

UP
TO

44

interest free days on
business purchases5

$5,000

minimum facility
credit limit

Redeem your points on rewards that suit you

NAB Rewards gives you the flexibility to choose exactly what you’d like to redeem your points on.

Use points to cover business expenses

  • Free up cash by using your points to cover business expenses such as purchasing office supplies or equipment.

Reward your employees

  • Recognise strong employee performance by redeeming your points for gift cards or merchandise.
  • Transfer points to employees who have their own personal NAB Rewards Card.

Book business and personal travel through Webjet

  • You have the flexibility to choose any seat with any airline, anytime.
  • Find the flight and airline that suits your travel needs.

Points plus pay

  • Access a range of rewards, even if you don't have enough points. Redeem your points for a portion of the reward and pay for the remainder. You may choose to use your NAB Rewards Business Signature Card to cover the remaining amount and earn additional points.

Use points to cover business expenses

Expand Expand
  • Free up cash by using your points to cover business expenses such as purchasing office supplies or equipment.

Reward your employees

Expand Expand
  • Recognise strong employee performance by redeeming your points for giftcards or merchandise.
  • Transfer points to employees who have their own personal NAB Rewards card.

Book business and personal travel through Webjet

Expand Expand
  • You have the flexibility to choose any seat with any airline, anytime.
  • Find the flight and airline that suits your travel needs.

Points plus pay

Expand Expand
  • Access a range of rewards, even if you don't have enough points. Redeem your points for a portion of the reward and pay for the remainder. You may choose to use your NAB Rewards Business Signature Card to cover the remaining amount and earn additional points.

APPLY ONLINE TODAY IF YOU’RE:

A sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust.

Registered for GST, have a valid ABN/ACN and a turnover of at least $100,000 p.a

Over 18 years old, an Australian citizen or permanent resident. Have ID ready if you’re new to NAB.

Have 12 months of business financial data from your accounting software.

TAKE ADVANTAGE OF FAST APPROVALS

You can expect a quick online decision by uploading your financial data from any accounting package software. Just have your financial reports ready to go before starting the application to streamline the process.

If you already have Xero or MYOB online accounting software it’s even easier – simply connect securely with your login credentials and we’ll do the rest.

Apply now

Don't have an
accounting package?

You can still apply

Simply fill in the online enquiry form and one of our bankers will be in touch

Online lending criteria

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  • Your business is registered for GST and has a turnover of at least $100,000 per year.
  • Your business has been in operation for at least 12 months and has a valid Australian Business Number (ABN).
  • You have a business and residential address in Australia.
  • You intend to use the product where the purpose is wholly or predominately for business purposes. You can't use funds to make payments to the Australian Tax Office.
  • You are at least 18 years or older and hold an Australian citizenship or permanent residency.
  • You're a sole trader, a business partnership with no more than two individual partners, a company with five or less directors or an eligible trust. Joint borrowers who are not partnerships or partnerships where one or more partner is a company are not eligible to apply. Any shareholders of companies or trustee companies that are listed in the application are individuals, and not companies.
  • Eligible trusts include the following:

    • your trust must be a non-government discretionary trust
    • your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months
    • your trust must have been established in Australia - the beneficiaries of your trust are individuals
    • your trustees can only be one of:

      • a company with no more than five directors
      • up to two individuals
    • if the trustee is a company, shares in the company must be beneficially held.
  • Fast online decision and conditional approval is subject to eligibility, credit assessment, lending criteria and ID verification.
  • If you are an existing NAB customer, you can only apply for this product if you have less than $1 million in existing business lending with NAB and less than $100,000 in unsecured business lending with NAB (inclusive of this application). You can only borrow up to $50,000 in total limits across both a NAB Quickbiz Overdraft and NAB Business Credit Cards (applied for online).

EXPLORE THE REWARDS AVAILABLE TO YOU

Earn points on everyday business purchases and redeem them for exactly what you want. You’ll find over 1,500 rewards to choose from across a range of brands and experiences to suit you and your business. Below are a few examples of what you can redeem your points on at the NAB Rewards Store.

Earn
100K BONUS POINTS

On a NAB Rewards Business Signature Card

Apply now

Apply by 7 October 2018. See Important Information

Let’s talk WE’RE READY TO HELP YOUR BUSINESS

If you’re not ready to apply but have some questions or need further assistance, then contact us when and how it suits you.

Have us call you

Request a callback
Call 13 10 12

Mon–Fri 8am – 8pm (AEST/AEDT)
Sat–Sun 9am – 6pm (AEST/AEDT)

Talk to an expert

Find a business banker

Important Information

ExpandExpand

1 Rewards Special Offer

Offer commences on 18 June 2018. Bonus points - To be eligible for the Bonus points offer, you must apply for a new NAB Rewards Business Signature Card by 7 October 2018, be approved and spend $5,000 on everyday business purchases within 60 days of account opening. Everyday business purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer. Points will be credited to your points balance within 3 months of meeting the spend criteria. Bonus points offer not available in conjunction with any other new business credit card offer, or where you currently hold or have closed a NAB Rewards Business Platinum credit card or any other NAB business credit card which included a special offer, within the previous twelve months. Offer is not available when closing / transferring from another NAB business credit card account or in conjunction with any other NAB offer.

2 Earning Points

Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.

How does Points Booster work?

3 Double points = 1.25 standard points + 1.25 additional standard points (bonus points) Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.

4 Triple points = 1.25 standard points + 2.5 additional standard points (bonus points).

Overseas purchases

Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.

Webjet

Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.

Points Booster is subject to the NAB Rewards Terms and Conditions NAB Rewards Terms and Conditions. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 3 business days of processing and for bonus points within 3 business days of processing.

5 Interest free days on business purchases

If you pay your account in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers cheques and transactions for gambling or gaming related purposes).

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 13 June 2018 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.

©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.