0% P.A. ON BALANCE TRANSFERS
for 20 months*
on a new NAB Premium Card
2% BT fee applies. BT reverts to cash advance rate. *Apply by 1 October 2017.
Minimum monthly repayments are required.
See important information below.
STANDARD RATES AND FEES
standard purchase rate
standard balance transfer rate for 6 months^. 2% balance transfer BT fee. BT reverts to Cash Advance Rate.
cash advance rate
annual card fee
interest free days on purchases1
Apply online in 15 minutes and get a response in 60 seconds
We may ask you for payslips or bank statements
New to NAB? Get identified online
Receive your card in up to 5 working days
You need to be at least 18 years old
Special promotion balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest free days do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.
^ After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a as at 1 June 2017). Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Standard balance transfer rate and term may be varied or withdrawn at any time. Not available in conjunction with the Balance Transfer Special offer.
1. If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.
Credit card terms and conditions available at nab.com.au. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 1 June 2017 and subject to change. Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.