0 %

for 20 months*

on a new NAB Premium Card

2% BT fee applies. BT reverts to cash advance rate.
*NAB may vary or end this offer.
Minimum monthly repayments are required.
See important information below.

Apply now

NAB Premium Card

Apply now

Features and

Standard rates and fees

19.74% P.A.

standard purchase rate


annual card fee


min credit limit


interest free4


balance transfer fee
Cash advance rate


The sign up process is simple and easy.

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Apply online in 15 minutes
and get a response in 60 seconds

We may ask you for
payslips or bank

New to NAB? Get
identified online

Receive your card in up
to 5 working days

You need to be at least 18 years old

Important Information

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*For approved applicants who apply for a new NAB Premium Card. The balance transfer interest rate will apply for a 20 month statement period from account opening. After the 20 month period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74% p.a. as at 18 September 2017). Interest rates are subject to change and available at nab.com.au If you pay your account in full by the due date each month, you won’t receive interest free days if you have a balance transfer. Read the credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 18 September 2017. Credit cards issued by National Australia Bank Limited.

1 NAB App

NAB recommends you consider the Internet Banking terms and conditions, before making any decisions regarding this product. This product is issued by National Australia Bank Limited. Instant digital card is available for Android only. Only available for NAB Visa Debit and Credit Card. For payments of $100 or over, you need to receive your card and enter your PIN. The NAB Mobile Banking app is compatible with Android OS 4.1 and above, and iOS 9 or later. Selecting our optional Quick Balances feature will disable your SMS account balance notifications. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.

Visa payWave® is a registered trademark of Visa Worldwide Pte Limited.

2 Insurances

A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

3 Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

4 Interest free days on purchases

If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.

©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.