Payments and merchant solutions

EFTPOS machines

Our EFTPOS machines are ideal for fast, secure and simple payments in-store or on the move.

Explore the features and benefits of NAB EFTPOS Machines

  • Transparent pricing with no lock-in contracts.

  • Access to your funds seven days a week with same day settlement when settling to a NAB business bank account before 9:30pm (AEST/AEDT).

  • Ability to integrate your terminal with over 700 POS systems.

  • Connect your device via 4G network, Wi-Fi or Bluetooth.
Request a callback

Request a callback or contact us directly for any sales enquiries on 1300 338 767.

Rates and fees

Merchant Service Fee 
Percentage of purchase value you’re charged on Visa, Mastercard , eftpos and UnionPay cards .
1.15%
EFTPOS machine rental fee
The monthly rental fee for your integrated or standalone EFTPOS machine.
$25
Set up fee
 No set up fee and no fixed term contracts.
$0
Simple Pricing
Automatically applies Merchant Choice Routing.		 

 

Negotiated pricing

Negotiated pricing is available to merchants who meet the relevant criteria available on application.

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT).

Apply for a NAB EFTPOS terminal

Eligibility criteria

Please ensure you meet all the following eligibility criteria:

  • You have an active ABN.

  • You're the business owner or director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.

  • You've not had a merchant facility terminated by an Australian financial institution with the last 12 months.
Request a callback

Request a callback or contact us directly for any sales enquiries on 1300 338 767.

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Terms and Conditions

The once-off $250 cashback offer ended on 30 September 2025 and is subject to the following conditions.

  • To be eligible for the offer, you must:
    • have applied for a NAB EFTPOS Merchant Facility between Monday 2 June 2025, 12.00am - Tuesday 30 September 2025, 11.59pm (Promotion Period); and
    • processed at least one transaction by Friday 31 October, 11.59pm and hold and settle to a NAB Business Transaction Account with NAB.
    • be a new NAB EFTPOS (Standalone and Integrated) merchant customer. Existing merchant customer(s) are ineligible.
  • If the above eligibility criteria are not met, you will not be entitled to receive the once-off $250 cashback.
  • If the above criteria have been met, cashback will be paid within 60 days of settling to your NAB Business Transaction Account. Payment will be made into your NAB Business Transaction Settlement Account.
  • For clarity, you will only be eligible for one (1) cashback of $250 during the Promotion Period. You will not be entitled to multiple cashbacks even if you were to sign up multiple NAB EFTPOS facilities.

You will cease to be eligible for the Offer if you close your new NAB EFTPOS Merchant Facility or NAB Business Transaction Account prior to processing and payment of the $250 cashback.

The Offer is limited to one per NAB merchant customer (including any related entities).

‘related entity’ (as defined in section 9 of the Australian Corporations Act 2001 (Cth)) means, if you are applying as a(an):

  • partner in a partnership, then all partners in that partnership;
  • non-individual entity (such as a company or incorporated association), then any directors or shareholders or office bearers of that non individual entity;
  • individual, then any other non-individual entities which are affiliated with you, either through common ownership or shareholding and includes holding companies and subsidiaries; or
  • trustee of a trust, then any other trustees or beneficiaries of that trust.

The NAB Business Everyday Account is subject to the NAB Business Product Terms & Conditions and the Business Banking Fees, which may be obtained online at; nab.com.au/businessterms

NAB has not considered your objectives, financial situation or needs when preparing any advice on our website and/or related to this promotion. Before acting on any advice, NAB recommends that you consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. The Target Market Determination for this product is available at: nab.com.au/TMD. The NAB Merchant Agreement terms and conditions apply and may be viewed online at: nab.com.au/merchantagreement

The following exclusions apply:

  • Existing NAB EFTPOS merchant customers are ineligible.
  • Invalid NAB EFTPOS transactions (see section 10 of the Merchant Agreement) and transactions that are refunded (charged-back) cannot be included.
  • NAB EFTPOS Customers who do not settle into NAB Business Transaction Settlement Account (between Monday 2 June 2025, 12.00am – Friday 31 October 2025, 11.59pm) are ineligible.
  • Multi-merchant product, NAB Easy Tap and eCommerce products are ineligible.
  • Discretionarily priced merchants and Group negotiated deals.

NAB reserves the right to vary the terms of, or withdraw, this offer at any time at its absolute discretion.