NAB Classic Banking account

  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 4,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Apply online in less than 5 minutes

Important Upcoming complimentary insurance changes for the NAB Platinum Visa Debit card

Effective 1 July 2025, excess payments will increase, and benefit limits will reduce, for certain covers under International Travel Insurance. 

Effective 15 May 2026, the cover period will reduce for International Travel Insurance.

Read summary of changes.

Fees and charges

Monthly account fees $0
Withdrawal fees $0
Transaction fees $0 per transaction
Overdrawn fees $0 per transaction

Getting started Ready to apply?

  • You must be at least 14 years old and an Australian resident for tax purposes to apply online.

Apply online in less than 5 minutes

Terms and Conditions