Home buying cost calculator

Calculate the cost of buying a home

Property details
In which state is the property located:
Purpose of property:	First Home Other Home Investment
Purchase price of property:	$
Amount you have saved:	$
Proposed loan:	$
Government charges
Stamp duty on transfer of land:	$
Stamp duty on mortgage:	$
Registration of transfer of land:	$
Registration of mortgage:	$
Title search:	$
Registration of mortgage discharge:	$
Total government charges:	$
NAB fees and charges
Loan application fee / package fee:	$
Mortgage insurance:	$
House insurance:	$
Contents insurance:	$
Total NAB fees and charges:	$
Other costs
Solicitor/Conveyancing fees:	$
Building/Council inspection:	$
Pest inspection:	$
Moving expenses:	$
Outstanding rates on new property:	$
Other costs including connecting utilities:	$
Total other costs:	$
Total buying costs	$

For more information, contact your banker or call NAB on 13 13 12.

Where to from here?

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Disclaimers:

Results are indicative estimates only and NAB does not warrant accuracy.
Accuracy of results depends on accuracy of information provided.
When selling your property, Capital Gains Tax may apply - please seek independent advice.
Government fees and charges are subject to alteration.
Additional fees may apply including; line service fees, document preparation charges, repeat statement fees, switching costs. Click here for more information on home loan fees & charges
Government charges are sourced from the individual state government offices on 1 July 2008.
Mortgage Insurance Premium is an estimate only. Please contact your Banker for a firm quote. The type of home loan applied for and the location of property may also influence whether Mortgage Insurance is required.
First Home Buyers may be eligible for the First Home Owners Grant. Some states have additional first home owner grants. Conditions apply. Please see your State or Territory Revenue Office for further details.
In some states, different charges may apply where property is a vacant block of land, or where a dwelling is being built. Refer to State Government websites for further information.
In Home Buying Calculator for calculations for the state of:
- ACT: A Home Buyer Concession may apply for where applicants' income is below certain thresholds. Conditions apply. Please see ACT Revenue Office for details.
- VIC: A Home Buyer Concession may apply for principal place of residence. Conditions apply. Please see Victorian Revenue Office for details.
- QLD: In Queensland, there is a reduction in stamp duty where an existing home mortgage is being refinanced. Contact Queensland Office of State Revenue for details.
In Home Selling Calculator for calculations for the state of:
- NSW: Vendor Duty. In a range of circumstances, this fee may be reduced. Refer to NSW Office of State Revenue for details.