Upcoming personal credit card changes

From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.

Credit card rewards points offers

Earn points on your credit card purchases and receive rewards points when you open a new NAB credit card.

Offer

160,000 bonus NAB Rewards Points

  • Offer applies to a new NAB Rewards Signature Card when you keep your card open for over 12 months. Minimum $3,000 spend in first 60 days.

  • Plus, enjoy a reduced annual card fee (from $295 to $145) for the first year.

Minimum credit limit $15,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply. 

Offer

120,000 bonus Qantas Points

  • Offer applies to a new NAB Qantas Rewards Signature Card when you keep your card open for over 12 months. Minimum $3,000 spend in first 60 days.

  • Plus, enjoy a reduced annual card fee (from $395 to $295) for the first year.

Minimum credit limit $15,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply. 

Offer

100,000 bonus NAB Rewards Points

  • Offer applies to a new NAB Rewards Platinum Card when you keep your card open for over 12 months.  Minimum $1,000 spend in first 60 days.

  • Plus, enjoy a reduced annual card fee (from $195 to $45) for the first year.

Minimum credit limit $6,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply. 

Offer

80,000 bonus Velocity Points

  • Offer applies to a new NAB Rewards Platinum Card when you keep your card open for over 12 months.  Minimum $1,000 spend in first 60 days.

  • Plus, enjoy a reduced annual card fee (from $195 to $95) for the first year.

Minimum credit limit $6,000. Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply. 

Credit card balance transfer offer

Take advantage of our balance transfer offer and pay off your existing credit card balance/s sooner.

Offer
Offer 0% p.a. on balance transfers (BT) for 28 months

  • Offer applies to a new NAB Low Rate Card. 2% BT fee applies. Unpaid BT reverts to the variable cash advance rate.

  • Plus, enjoy no annual fee for the first year (usually $59).

    Minimum monthly repayments required. NAB may vary or end this offer at any time. Eligibility criteria and terms and conditions apply.

Terms and Conditions

Target Market Determinations for these products are available at nab.com.au/TMD.

Credit cards terms and conditions apply to NAB Rewards Signature Card, Qantas Rewards Signature Card and NAB Low Rate Card. Personal interest rates, fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and card fees, subject to change. Correct as at 30th May 2023. Credit cards issued by National Australia Bank Limited.