Business loans to suit your needs

We have business lending solutions for different stages and types of businesses.

No physical assets required for security and fast access to funds.

Borrow from:

$5,000 - $250,000

An easy to understand medium to long-term business loan, ideal for growing your business.

Borrow from:

$20,000

Own your next vehicle or equipment straight away with no upfront deposit or monthly fees.

Borrow from:

$20,000

Most popular
Fast unsecured business loan

Choose a fast, simple and flexible unsecured business loan with a competitive interest rate. Apply online for fast access up to $250,000.

Case study Empowering customers, every step of the way

"We want to be successful, and we know our local banker Annie is behind us. There's a great community approach where Annie works closely with our accountant, to achieve the same goals. It's so handy having a banker in our town who can connect with local people and attend our meetings."

Angela Freeman, owner of TJM Toowoomba

Australia’s largest business lender

We have a team of bankers, specialists and support staff assisting businesses across Australia.

Tailored lending that works for you

We can help you find the right loan and borrowing structure to suits your business needs. 

Support for regional business

We have 650 regional and agribusiness bankers in more than 120 locations around Australia.

Getting started Common business loan questions

What is a business loan?

A business loan is an arrangement where a business is provided funding, usually by a financial institution. In exchange for the funding, the business agrees to repay the borrowed money over the loan term, together with interest and fees.  A business loan can be secured or unsecured, have fixed or variable interest, have different term lengths and may offer repayments terms which can be tailored.

We offer a variety of business loans which can make it easier to find a loan which works for you.

How fast is the business loan approval process?

This depends on the type of loan you are applying for. If you need a loan quickly, the best option may be to consider a NAB QuickBiz unsecured business Loan. These have quick online application process (15 – 20 minutes) and if approved you can get access to funds within one business day.

New
Business product selection, made easy

Small Biz Explorer

Multiple products all in one place. An easy way to discover solutions suited to your small business needs.

  • Bundle your product applications.

  • Suggested products and services.

  • Guided support as you navigate product selection.
     

Help and support Help with your business banking

Find guides, FAQs and helpful information for managing your business banking.

Get in touch

Sales enquiries

Let us help with your business banking needs. Request a call back to chat with one of our business bankers.

Contact us

Visit our business banking contact page for how-to-guides, FAQs and contact numbers.

Visit a NAB business banking centre

Let our business banking specialists help you in person.

Terms and conditions

NAB QuickBiz Loan

This loan is available only as a fixed interest rate principal and interest loan for a 12, 24, 36, 48 or 60-month term with monthly repayments. The NAB QuickBiz Loan interest rate applies from the drawdown date of your NAB QuickBiz Loan until the end of your loan term. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You must have an Australian bank account, in the same name as your business, to receive your funds. 

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

These products are issued by National Australia Bank Limited ABN 12 004 044 937.

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

NAB Business Markets Loan

Lending criteria and terms and conditions apply (available on application).

Target Market Determinations for these products are available at nab.com.au/TMD.

NAB Business Options Loan

Economic costs and fees may apply if you swap from a fixed to a variable interest rate before the end of a fixed rate period, or if you make additional repayments during a fixed rate period.

Lending criteria and terms and conditions apply (available on application).

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

Target Market Determinations for these products are available at nab.com.au/TMD.


Lending criteria and terms and conditions apply (available on application).

The tax comments provided in this document are of a general nature and do not take into account any particular person’s objectives, financial situation or needs. The tax benefit information is based on present taxation laws and regulations, which may be subject to change. NAB recommends that you seek independent tax advice before making any decision based on this information, including in respect of the tax consequences arising from the use of any NAB Equipment Finance solution as they apply to your particular circumstances.

These products are issued by National Australia Bank Limited ABN 12 004 044 937.