Equipment Finance

Earthmover equipment working in a field.

Better equipped for business.

We know you need equipment to run your business. Whatever it is, machinery, farming equipment or new technology, we can make it happen. We'll make sure you get the right loan or lease that suits your business.

Quick and easy. Apply now for up to $500K.

apply for up to $500K Get started

Ready to speak to us?

We will work with you on a rate and repayments that are designed for your business.
Get us to call you


Your own tailored repayments

We work with you to structure a repayment schedule
that suits your cash flow. If most of your sales occur during summer you can choose to make more of your repayments at this time. So during winter, your repayments would be adjusted accordingly.

Flexible Repayments Graph

No deposit

So you can keep your capital where it belongs – in your business.

Pre-approve your next purchase1

Have more confidence when you're negotiating with suppliers.

Bonus 0.7% p.a. off your finance rate

Energy Efficient Bonus on qualifying assets for the life of eligible financing.
Learn more

Available Products

Equipment Loan

Energy Efficient Bonus

We provide full or partial funding for the equipment, taking a mortgage over it until the end of the loan.

  • You own the equipment
  • Generally your equipment is the only security we need2
  • Tax benefits and deductions
Equipment Loan Learn more

Finance Lease

Energy Efficient Bonus

We own the equipment and lease it to you, with the option to refinance and purchase it outright.

  • Lease the equipment from NAB
  • Lease payments are generally tax deductible
  • Options to offer to buy or hand back at the end of term
Finance Lease Learn more

Hire Purchase

Energy Efficient Bonus

A loan where NAB buys the equipment and your business pays for it in instalments. After the final payment, you own it.

Hire Purchase Learn More

Equipment Term Rental

Keep your equipment up to date. NAB will make the purchase and rent it back to you for a fixed term, with fixed repayments.

Equipment term rental Learn More

Looking for Vehicle Finance?

A loan tailored for you.

We will work with you on a rate and repayments
that are designed for your business, based on your circumstances. That's what we're here for.

Talk to a banker about a great rate.

Get us to call you

Calculate your repayments

Vehicle and Equipment Finance basics

When you are looking for a new vehicle or piece of equipment there's a lot to consider. Find out how financing your asset with NAB can benefit your business.

Vehicle and Equipment Finance Basics Learn More

Ready to make it happen?

Quick and easy. Apply now for up to $500K.

apply for up to $500K Get started

We're ready to help.

Get us to call you or

  call 13 10 12


Subject to terms, conditions and standard lending criteria.

1Pre-approval provides an indication of the amount you may be eligible to finance based on the information provided. All applications for equipment finance are subject to confirmation by NAB that there has not been a deterioration in your financial position or credit quality and subject to NAB approval of equipment type.

2 Generally, the security is the asset itself; though in certain circumstances additional security might be required – this will be assessed on application.

The tax comments provided in this document are of a general nature. NAB recommends that you seek independent tax advice in respect of the tax consequences arising from the use of any NAB Equipment Finance solution as they apply to your particular circumstances.