Important information

1 Consumer credit is credit that is intended to be used wholly or primarily:

  • for personal, family or household purposes, or
  • to acquire, maintain, renovate or improve residential property for investment purposes, or to refinance credit for any of these purposes.

2 Consumer credit liability information and repayment history information. These information types can only be provided to credit reporting bodies on and after 12 March 2014 in connection with a consumer credit facility.

3 Sensitive information is information about a person’s racial or ethnic origin, political opinions, membership of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association or trade union, sexual preferences or practices, criminal record, health information, genetic or biometric information.

4 However we’ll never ask you for your security details in this way—if you are ever unsure, please contact us.

5 Credit eligibility information is credit information about you that we’ve got from credit reporting bodies (or based on that information).