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Answer a few simple questions to find out which credit card is best for you.

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Adding additional cardholder – here’s how

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

Annual card fee $59

Minimum credit limit $500

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

Annual card fee $30

Minimum credit limit $500

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

Annual card fee $90

Minimum credit limit $6000

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

20,000 Bonus Velocity Points when you make an everyday purchase within 90 days^

Velocity pointsAmerican Express: 1.5 Velocity Point per $1 Visa: 0.5 Velocity Points per $1

Annual card fee $150

Minimum credit limit $6000

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

10,000 Bonus Velocity Points when you make an everyday purchase within 90 days^

Velocity pointsAmerican Express: 1 Velocity Point per $1 Visa: 0.5 Velocity Points per $1

Annual card fee $95

Minimum credit limit $500

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

20,000 Bonus Frequent Flyer Points when you make an everyday purchase within 90 days^

Qantas pointsAmerican Express: 1.5 Qantas Point per $1 Visa: 0.5 Qantas Points per $1

Annual card fee $250

Minimum credit limit $6000

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

10,000 Bonus Frequent Flyer Points when you make an everyday purchase within 90 days^

Qantas pointsAmerican Express: 1 Qantas Point per $1 MasterCard: 0.5 Qantas Points per $1

Annual card fee $95

Minimum credit limit $500

SPECIAL OFFER! for 15 months#

0 % p.a. on purchases

0 % p.a. on balance transfers with a one off 2% BT fee

flybuys points1 point for $1

Annual card fee $95

Minimum credit limit $6000

All NAB Credit Cards come with these great benefits

Fraud protection

NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.

Online security

Verified by Visa reduces online fraud by confirming your identity with a password.

Another card?

Add an additional cardholder at no extra cost.1

Emergency assistance

We’re here for you 24/7 if your credit card is lost or stolen.

Contactless payments

Make payments under $100 by tapping your credit card.

Tools and calculators

Purchase Protection Insurance

Use your card to pay for a new personal retail item in full and if it's lost, stolen or accidentally damaged any time in the next 90 days you're covered for the cost of repairing or replacing it.

There are some limits and exclusions – see the Purchase Protection Insurance Policy Document (PDF 168kb). This insurance is supplied by Chubb Insurance Company of Australia.

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NAB Credit Card Cover2 helps with your credit card repayments in case of unexpected changes to your circumstances.

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We also have a great range of business credit cards to suit your business needs.

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Important information

#Special offer

Offer commences 2 May 2016. Terms, conditions, fees, charges and lending criteria apply. For new approved personal credit card applicants. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB card offer. The NAB Velocity Rewards Card Frequent Flyer bonus points is not available with the NAB Home Loan 250,000 Velocity Frequent Flyer offer. The special promotion must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Minimum monthly repayments must be made by the due date each month. The special purchase rate and balance transfer rate will apply for a 15 month statement period from account opening. After the promotional period, your card’s standard purchase rate applies (subject to change) see www.nab.com.au.

^Bonus Points

To be eligible for the Bonus points offer, you must apply for a new NAB Velocity Rewards Card and NAB Velocity Rewards Premium Card, be approved, and make an everyday purchase within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria. Offer is not available in conjunction with the NAB Home Loans Velocity 250,000 Velocity Frequent Flyer offer.

To be eligible for the Bonus points offer, you must apply for a new NAB Qantas Rewards Premium Card and NAB Qantas Rewards Card, be approved, and make an everyday purchase within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria.

Important information if you apply for a NAB Home Loan between 2 May and 31 July 2016.

This offer is not available in conjunction with any other offer, including the NAB 250,000 Velocity Frequent Flyer Points offer. If you apply for a new NAB Velocity Rewards Premium Card, your 20,000 NAB Velocity Rewards Card bonus points will be awarded within 90 days of meeting the eligibility criteria. If you also apply for a NAB Home Loan between 2 May and 31 July 2016 and meet the eligibility criteria for the NAB 250,000 Velocity Frequent Flyer Points offer, you will only receive 230,000 bonus Velocity Points (meaning that in total you will receive 250,000 bonus Velocity Frequent Flyer Points).

If you apply for a new NAB Velocity Rewards Card, your 10,000 NAB Velocity Rewards Card bonus points will be awarded within 90 days of meeting the eligibility criteria. If you also apply for a NAB Home Loan between 2 May and 31 July 2016 and meet the eligibility criteria for the NAB 250,000 Velocity Frequent Flyer Points offer, you will only receive 240,000 bonus Velocity Points (meaning that in total you will receive 250,000 bonus Velocity Frequent Flyer Points).

1Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

2NAB Credit Card Cover

'NAB Credit Card Cover (NCCC) is issued by MLC Limited ABN 90 000 000 402 AFSL 230694 (referred to as MLC), a related body corporate of National Australia Bank Limited (NAB). In introducing NCCC, NAB acts as an agent for MLC and may receive commission.

An NCCC policy does not represent a deposit with, or a liability of, NAB or any of its related bodies corporate (other than MLC as insurer). Neither NAB, nor any of its related bodies corporate (other than MLC as insurer), guarantees or accepts liability in respect of NCCC.

American Express

American Express is a registered trademarks of American Express. The NAB American Express Cards are issued by National Australia Bank pursuant to a licence from American Express.

MasterCard

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Priceless Cities and SecureCode are trademarks of MasterCard International Incorporated.

Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. Information, including interest rates and annual card fees, subject to change. Correct as at 2 May 2016.

Credit cards issued by National Australia Bank Limited.

©2016 National Australia Bank Limited ABN 12 004 044 937 AFSL & Australian Credit Licence 230686.