0% p.a. on purchases for 15 months + 0% p.a. on balance transfers for 15 months.

Apply by 30 April 2016. Not available in conjunction with any other offer#.

Rates and fees

  • 19.74

    purchase interest rate

  • 21.74

    cash advance rate

  • 4.99

    balance transfer rate (up to 6 months)1

  • 90

    annual card fee

More rates and fees information

Benefits and features

Protection with insurance

  • Access to seven complimentary insurances including Overseas Travel Insurance3.

Enjoy premium service

Make quick, secure purchases

Enjoy special offers with Visa

Security

Other features

  • Add a loved one as an additional cardholder at no extra cost. Just remember you’re still responsible for the card5.
  • VIP Lost Card Cover (complimentary for the first 12 months).

Insurance

Enjoy the benefits of platinum with these seven complimentary insurances3.

Here’s a brief summary but you should read the NAB Card Insurance Policy Information Booklet (PDF, 391KB) for full details, including exclusions. You can also call QBE Insurance on 1800 187 025.

Before you apply

It takes 10 minutes to complete

Get a response in 60 seconds.

New to NAB? Avoid branch queues and verify your ID online.

Get your card within 5-7 working days if approved.

Important information

# Offer commences 12 October 2015. Offer is not available in conjunction with any other offer or to NAB credit card customers transferring from another NAB credit card. Special offer 0% p.a. purchase rate applies for a 15-month statement period from account opening. After the special offer period (i) any unpaid balance will attract your cards standard interest rate for purchases; and (ii) interest free 44 day period will only apply if you pay your account in full by the due date each month and you don't have an outstanding balance.

1 The balance transfer rate will apply for a 6 month statement period from account opening. Any unpaid balance transfer will then attract your card's standard interest rate for purchase.

2 If you pay your account in full by the due date each month. You won’t receive interest-free days while you have a balance transfer.

3 The NAB card insurances is a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. A qualifying purchase is required to get the benefits of the complimentary insurances.

4 This service is provided by International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. This is a brief overview of what your concierge offers—see the NAB Platinum Concierge Service Terms and Conditions (PDF, 234KB) for full details.

5 Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. View Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. View Indicator rates for other personal lending. Correct as at 7 December 2015.

NAB Credit Card Terms and Conditions (PDF, 1.1MB)

NAB electronic banking (card based) Product disclosure statement (PDF, 303KB)

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 130KB)

Personal banking fees – A guide to fees and charges (PDF, 338KB)

Addendum – Personal banking fees – Amendment to A guide to fees and charges (PDF, 226KB)

Indicator rates for other personal lending products

Credit cards issued by National Australia Bank Limited. © 2015 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

Apply now for your NAB Premium Card

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