30,000 bonus Qantas Points.

Apply by 30 April 2016 and spend $1,500 on everyday purchases within 90 days. Not available in conjunction with any other offer#.

Rates and fees

  • 19.99

    purchase interest rate

  • 21.74

    cash advance rate

  • 4.99

    balance transfer rate (up to 6 months)1

  • 95

    annual card fee

More rates and fees information

Benefits and features

Maximise Qantas Points

  • Earn Qantas Points on everyday purchases up to $50,000 per statement period3.
  • 1 extra Qantas Point per $1 spent on selected Qantas products and services4.
  • Get complimentary Qantas Frequent Flyer membership (you'll need it to earn Qantas Points).

Make quick, secure purchases

  • Make purchases under $100 using tap and go with your MasterCard and American Express contactless.

Protect your purchases

Enjoy special offers

  • Enjoy all the benefits of MasterCard® including special offers on entertainment with Priceless® Cities
  • Enjoy the freedom to go further with American Express with great offers and discounts through Amex Connect.

Two cards, one account


Other features

  • Add a loved one as an additional cardholder at no extra cost. Just remember you’re still responsible for the card6.


  • 1 Qantas Point per $1 (American Express).
  • 0.5 Qantas Points per $1 (MasterCard).
  • Earn Qantas Points on everyday purchases when you become a Qantas Frequent Flyer member3. Earn 1 bonus point per $1 spent on Qantas products and services4. Points are capped at $50,000 spend per statement period.

Before you apply

It takes 10 minutes to complete

Get a response in 60 seconds.

New to NAB? Avoid branch queues and verify your ID online.

Get your card within 5-7 working days if approved.

Important information

#Offer commences 12 October 2015. To be eligible for the bonus Points offer, you must apply for a new NAB Qantas Rewards or NAB Qantas Rewards Premium Card by 14 February 2016, be approved and spend $1,500 on everyday purchases within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria. Your NAB credit card account must be open at time of points fulfilment.

1 The balance transfer rate will apply for a 6 month statement period from account opening. Any unpaid balance transfer will then attract your card's standard interest rate for purchase.

2 If you pay your account in full by the due date each month. You won’t receive interest-free days while you have a balance transfer.

3 To earn and redeem Qantas Points using your NAB Qantas Rewards, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions (PDF, 303KB). If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Card or NAB Qantas Rewards Premium Card and join through Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions available at

4 You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (ie. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

  • Qantas flights
  • Qantas Club and Qantas Frequent Flyer memberships, and
  • purchases from 'Qantas Travel' customer shopfronts.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from:

  • Qantas Freight
  • Qantas Holidays Ltd
  • Qantas Business Travel Pty Ltd
  • other businesses or franchisees of Jetset Travelworld Ltd
  • Qantas Staff Travel
  • Jetstar Airways Pty Ltd
  • other Jetstar-branded businesses, or
  • for goods or services supplied by Qantas Frequent Flyer program partners.

5NAB Purchase Protection Insurance is part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 to NAB. Access to the benefit of cover under the NAB Purchase Protection Insurance is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions of NAB Purchase Protection Insurance are specified in the NAB Purchase Protection Insurance policy information booklet (PDF, 924KB)and may be amended. A qualifying purchase is required to get the benefits of the complimentary insurances.

6Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

® MasterCard, the MasterCard brand mark and Priceless are the registered trademarks of MasterCard International Incorporated. Tap and go is the trademark of MasterCard International Incorporated.

American Express and American Express SafeKey are registered trademarks of American Express Company. The NAB Qantas Rewards American Express Card is issued by National Australia Bank pursuant to a license from American Express. Credit Cards are issued by National Australia Bank limited.

Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. View Indicator rates for other personal lending. Correct as at 7 December 2015.

NAB Credit Card Terms and Conditions (PDF, 1.1MB)

NAB Qantas Credit Card account – Reward Terms and Conditions (PDF, 237KB)

NAB electronic banking (card based) Product disclosure statement (PDF, 303KB)

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 130KB)

Personal banking fees – A guide to fees and charges (PDF, 338KB)

Addendum – Personal banking fees – Amendment to A guide to fees and charges (PDF, 226KB)

Indicator rates for other personal lending

Credit cards issued by National Australia Bank Limited. © 2015 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

Apply now for your NAB Qantas Rewards Card

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