NAB Qantas Rewards Premium Card

Your product at a glance

Our fastest way to earn Qantas Points on everyday purchases while enjoying platinum benefits.

SPECIAL OFFER! On a new NAB Qantas Rewards Premium Card for 15 months#

0 %
p.a.

on purchases

+

0 %
p.a.

on balance transfers
with a one off 2% BT fee

Rates and fees

Standard
purchase rate
19.99 % p.a.
Balance transfer1 0 % p.a.
for 15 months*
Cash advance rate
21.74 % p.a.
Annual card fee $250
Minimum credit limit $6000
Interest-free days2 up
to
44

SPECIAL OFFER! On a new NAB Qantas Rewards Premium Card for 15 months#

0 %
p.a.

on purchases

+

0 %
p.a.

on balance transfers with a one off 2% BT fee

Rates and fees

Standard
purchase rate
19.99 % p.a.
Balance transfer1 0 % p.a.
for 15 months*
Cash advance rate
21.74 % p.a.
Annual card fee $250
Minimum credit limit $6000
Interest-free days2 up
to
44

Card features

Two cards linked to one account gives you the benefits of both Visa and American Express. Unlock offers and experiences at Amex Connect

Reserve tickets to some of the biggest events before they go on sale to the general public.

Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Platinum Concierge Service5

Complimentary insurance for you 7

Complimentary insurance for you 7

Overseas Travel Insurance

Overseas Travel Insurance 6

You’re covered for travel cancellation, overseas medical expenses, lost luggage or travel documents

Transport Accident Insurance

Interstate Flight Inconvenience Insurance

Domestic Hotel Burglary Insurance

Purchase Protection Insurance

Extended Warranty Insurance

Price Protection Insurance

All NAB credit cards come with these great benefits

Fraud protection

NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.

Online security

Verified by Visa and American Express SafeKey® reduce online fraud by confirming your identity with a password.

Another card?

Add an additional cardholder at no extra cost.8

Emergency assistance

We’re here for you 24/7 if your credit card is lost or stolen.

Contactless payments

Make payments under $100 by tapping your credit card.

Apply now

Tools and calculators

Purchase Protection Insurance

Use your card to pay for a new personal retail item in full and if it's lost, stolen or accidentally damaged any time in the next 90 days you're covered for the cost of repairing or replacing it.

There are some limits and exclusions – see the Purchase Protection Insurance Policy Document (PDF 168kb). This insurance is supplied by Chubb Insurance Company of Australia.

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Not the right card for you?

Accelerate your Velocity Points and enjoy the extra benefits of platinum.

Find out more

Make the most of your everyday purchases while getting rewarded with Qantas Points.

Find out more

Get everything you’d expect from an everyday credit card, plus the benefits of platinum.

Find out more

Important information

#Special offer

Offer commences 2 May 2016. Offer only available to new approved NAB credit card customers. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB card offer. Terms, conditions, fees, charges and lending criteria apply. The special promotion must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Minimum monthly repayments must be made by the due date each month. The special purchase rate and balance transfer rate will apply for a 15 month statement period from account opening. After the promotional period, your card’s standard purchase rate applies (subject to change) see http://www.nab.com.au.

1 Balance transfer

The balance transfer rate will apply for a 15 month statement period from account opening. Any unpaid balance transfer will then attract your card's standard interest rate for purchase. Minimum monthly repayments must be made by the due date each month.

2 Interest free days

If you pay your account in full by the due date each month and you don't have an outstanding balance. You won’t receive interest free days while you have a balance transfer.

3 Qantas Points

Qantas Points will be allocated on a tiered basis over each statement period. First on your NAB Qantas Rewards Premium American Express Card spend, then on your NAB Qantas Rewards Visa Card. Points are capped at $50,000 spend per statement period.

4 Join and redeem Qantas Points

To earn and redeem Qantas Points using your NAB Qantas Rewards Premium Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card and join through qantas.com.au/joinffnab. Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms.

You will earn 1.5 Bonus Points for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (ie. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

  • Qantas flights
  • Qantas Club and Qantas Frequent Flyer memberships, and
  • purchases from 'Qantas Travel' customer shopfronts.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from:

  • Qantas Freight
  • Qantas Holidays Ltd
  • Qantas Business Travel Pty Ltd
  • other businesses or franchisees of Jetset Travelworld Ltd
  • Qantas Staff Travel
  • Jetstar Airways Pty Ltd
  • other Jetstar-branded businesses, or
  • for goods or services supplied by Qantas Frequent Flyer program partners.

5 Concierge service

This service is provided by International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. This is a brief overview of what your concierge offers—see the NAB Platinum Concierge Service terms and conditions (PDF, 234KB) for full details.

6 Overseas travel insurance

To qualify, use your NAB Qantas Rewards Premium Card to purchase a minimum of $500 of your prepaid transportation, accommodation, and/or land tour costs and receive complimentary Overseas Travel Insurance cover for overseas trips up to six months.

7 Insurance

The NAB card insurances is a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended from time to time. A qualifying purchase is required to get the benefits of the complimentary insurances.

8 Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

American Express

American Express and American Express SafeKey are registered trademarks of American Express. The NAB Qantas Rewards Premium American Express Card is issued by National Australia Bank pursuant of a licence from American Express.

Fees and charges

Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 2 May 2016. Credit cards issued by National Australia Bank Limited. ©2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

Forms and links

NAB Credit Card Terms and Conditions (PDF, 455KB)

NAB Qantas Credit Card account – Reward Terms and Conditions (PDF, 237KB)

NAB electronic banking (card based) Product disclosure statement (PDF, 324KB)

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 130KB)

Personal banking fees – A guide to fees and charges (PDF, 338KB)

Addendum – Personal banking fees – Amendment to A guide to fees and charges (PDF, 219KB)

Indicator rates for other personal lending