Rates and fees

  • 1.80

    current standard variable interest rate

  • 0.70

    4 months fixed bonus interest on new accounts

  • 2.50

    current NAB iSaver rate on new accounts

More rates and fees information

  • No monthly account fee
  • No transaction fees
  • Bonus interest rate applies for the first four months on balances up to $1 million

See all our Interest rates, fees and charges personal products.

Benefits and features

Access to savings when you need them

  • Unlimited transfers between your NAB iSaver and your linked everyday banking account such as NAB Classic Banking, without impacting your interest rate
  • Convenience of online access through NAB Internet Banking and the NAB App

Earn interest on every dollar

  • Interest is calculated daily and paid monthly
  • No minimum deposits or ongoing balance

Opening your account

Ways to open your account

  • Open online (you need to be 18 or over and a permanent Australian resident)
  • Open through NAB Internet Banking (if you're an existing customer)
  • Call us on 13 13 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT)
  • Visit your nearest NAB branch
  • You'll need to link your NAB iSaver to an everyday banking account - you can open one during your application
  • Have your Tax File Number (TFN) handy or we may have to collect withholding tax

After your account is opened

  • If you’ve opened your account online or over the phone and you’re a new customer, you’ll be able to select the option of having your ID verified electronically. Otherwise, you’ll need to visit one of our branches to complete the standard 100-point ID check.

Apply now for your NAB iSaver account

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