Rates and fees

  • 0

    monthly account fees, ever

  • 0

    overdrawn fees

  • 0

    direct charge at NAB ATMs or RediATMs

Benefits and features

Save on fees

  • No monthly account fees, ever
  • No overdrawn fees
  • No minimum deposits

Unlimited access to your money

  • NAB ATMs and rediATMs, EFTPOS, NAB Internet Banking and the NAB App, plus via NAB Telephone Banking and at any NAB branch
  • Check your balance instantly with NAB Quick Balance on your phone
  • The option to add a Personal Overdraft for those times you need a little extra cash

Access your money easily

  • A NAB Visa Debit card allows you to use your own money wherever Visa is accepted, including online and overseas
  • Pay for smaller purchases under $100 quickly and securely using Visa payWave
  • Tap and Pay with your Android phone using NAB Pay

Protection against fraud

  • The security of your accounts is as important to us as it is to you. NAB Defence is our security promise to you
  • With a NAB Visa Debit card you'll also receive protection against loss from fraud with Visa Zero liability and Verified by Visa

Opening your account

Ways to open your account

  • Open online (you need to be 18 or over and a permanent Australian resident)
  • Open through NAB Internet Banking and the NAB App (if you're an existing customer)
  • Call us on 13 13 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT)
  • Visit your nearest NAB branch

After your account is opened

  • Visit the NAB Welcome Hub to find out more useful information to help get you started
  • If you’ve opened your account online or over the phone and you’re a new customer, you’ll be able to select the option of having your ID verified electronically. Otherwise, you’ll need to visit one of our branches to complete the standard 100-point ID check

Apply now for your transaction account

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Sat-Sun 9am - 6pm (AEST/ADST)