Rates and fees

  • 0

    monthly account fees, ever

  • 0

    overdrawn fees

  • 0

    direct charge at NAB ATMs or RediATMs

More rates and fees information


  • Use our network (including rediATMs) to avoid ATM fees.
  • Owners of other ATM networks may charge you for using their ATMs. If they do, you’ll see a message and you can quit before you’re charged.

Overseas ATMs

There are fees for using ATMs overseas:

    $5 per withdrawal.

    $1 per balance enquiry.

There’s also a 3% fee on the Australian dollar transaction amount for cash withdrawals or purchases in currencies other than Australian dollars.

Benefits and features

Before you apply

You need to be 18 or over to apply online.

You must be a permanent Australian resident.

Your basic personal and contact details.

Have your tax file number (TFN) handy or we may have to collect withholding tax.

Apply now for your transaction account

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