Rates and fees

  • 0

    application fee (up to $40k1)

  • 35

    minimum line fee2

  • 13.12

    current variable interest rate

More rates and fees information

Line fees

  • For every six months you have your overdraft we charge an overdraft line fee (based on your overdraft’s approved limit).

Interest rates

  • Interest on personal overdrafts is variable. It can move up or down at any time.
  • Interest is charged on the amount of your overdraft you actually use.
  • The current interest rate is our base rate plus 4%.

Benefits and features

What you need to know

Apply now for your overdraft

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