Upcoming personal credit card changes

From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.

Features and benefits

Take advantage of the bonus Qantas Points offer to enjoy a range of great benefits.

Free Qantas Frequent Flyer membership

Complimentary Qantas Frequent Flyer membership (a saving of $99.50).  

A great way to earn Qantas Points with NAB

1 Qantas Point per $1.5 up to $3,000 and 1 Qantas Point per $3 from $3,001 to $6,000.

Complimentary insurances

Access to complimentary insurances including international travel insurance.

Add another card

Add additional cardholder at no extra cost.

24/7 NAB concierge service

Assistance 24 hours a day, 7 days a week for travel and lifestyle services with NAB Service.

Things to consider

We want to help you choose the right card, so here are a few things to consider about this card before you apply.

  1. Capped monthly points earn compared to our NAB Rewards cards.

  2. Higher interest rates compared to our NAB Low Rate Card. 

  3. Lower points earn per dollar compared to our NAB Qantas Signature Card. 

  4. Higher annual fee compared to our other cards.

  5. Card must stay open for over 12 months.

Standard rates and fees

NAB Qantas Rewards Premium Card rates, fees and limits.

Variable purchase rate

20.99 % p.a.

 

Balance transfer rate

0 % p.a.

For 12 months variable balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

Variable cash advance rate

21.74 % p.a.

   
Annual card fee $150 p.a. reduced annual card fee for your first year. This fee reverts to $250 p.a.
Interest free days on purchases Up to 44 days
Minimum credit limit $6,000

Applying is easy

  1. You need to be at least 18 years old to apply

  2. Complete your application in 15 minutes and get a response in 60 seconds

  3. You may be asked to provide payslips or bank statements

Terms and Conditions

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 30 November 2022 and subject to change. Credit cards issued by National Australia Bank Limited.