Benefits and features

    Get your outstanding balance paid

    • As much as $50,000 can be paid for each event (see 'What's covered' for more information).

    Additional cardholders are also covered at no extra cost

    You can claim for the additional cardholder so long as they are:

    • aged 18–64 (inclusive)
    • an Australian resident
    • a cardholder at the time of the event.

    Other benefits

    • Guaranteed acceptance—as long as you meet the eligibility criteria.
    • Worldwide cover—24 hours a day, 7 days a week.
    • No medical examination required.
    • Guaranteed renewal until you're 65 years old.
    • Easy premium payments—your monthly premiums are automatically charged to your NAB credit card account.
    • A 30-day cooling-off period.

    Connect with leading medical specialists

    • Connect with over 50,000 leading medical specialists around the world through Best Doctors®.
    • There's no extra cost for this service. For more information visit Best Doctor service.

    Rates and fees

    • The cost is 79c per $100 (or part thereof) of the amount owing on your NAB credit card account. This premium is calculated on the closing date of each statement period.
    • How does this work? If you have, say, $2,800 owing on the closing date of the statement period, then the cost is (79c x $2,800/100) $22.12 for that month.
    • Your first month's premium is waived when you purchase credit card insurance.

    What's covered?

    Applying for credit card insurance

    How to make a claim

    If you would like to make a claim, call 1300 125 246, 8am-5pm, Mon-Fri AEST/AEDT.

    Important information

    • NAB Credit Card Cover (NCCC) is issued by MLC Limited ABN 90 000 000 402 AFSL 230694 (referred to as MLC) of 105-153 Miller Street, North Sydney, NSW 2060, a related body corporate of National Australia Bank Limited (NAB). In introducing NCCC, NAB acts as an agent for MLC and may receive commission.
    • An NCCC policy does not represent a deposit with, or a liability of, NAB or any of its related bodies corporate (other than MLC as insurer). Neither NAB, nor any of its related bodies corporate (other than MLC as insurer), guarantees or accepts liability in respect of NCCC.
    • This website is intended to provide general information only and has been prepared by NAB without taking into account your particular objectives, needs or financial situation. You should, before acting on this information—and with regard to your own circumstances—consider the appropriateness of it.
    • You should obtain a copy of the NAB Credit Card Cover Product Disclosure Statement and Policy Document (PDS) (PDF, 386KB) and consider it before making a decision whether to acquire this insurance. The PDS also contains full details of the cover provided by this insurance, including conditions, exclusions and important definitions. You should read it carefully. NAB recommends you obtain financial advice specific to your situation before making any financial investment or insurance decision.

    Apply now for credit card insurance

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