Car insurance

Please note that if you click "Get a quote" or "Retrieve an existing quote", you will be re-directed from NAB's website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz Australia Insurance Limited website. 

No claim bonus+

Up to 10% online discount*

Dedicated claims support 24/7

Offer

Benefits

Compare our covers

Use our comparison table to make it easy to work out the best car insurance for your budget

Comprehensive Cover

Insures your car for accidental damage or theft. You're also covered if you're legally liable for an accident.

Third Party Property Damage

Covers you if you damage other people's property and you're legally liable for the accident.

Third Party Property Damage, Fire and Theft

Covers you if you damage other people's property and you're legally liable for the accident. Insures your car if it's damaged by fire or stolen.

Key Benefits

Accidental loss or damage to vehicle

Yes Yes Yes

Replacement cover following total loss of car within two years of original registration, including on-road costs1

Yes Yes Yes

Loss or damage caused by storm or malicious damage

Yes Yes Yes

Emergency repairs

Yes Yes Yes

14 day car rental following theft

Yes Yes Yes

Legal liability, including supplementary bodily injury

Yes Yes Yes

Loss or damage caused by fire or theft2

Yes Yes Yes

See more benefits

Personal effects and clothing damaged in an accident or stolen

Yes Yes Yes

Emergency accommodation

Yes Yes Yes

Personal transportation costs

Yes Yes Yes

Towing costs for your car following an accident

Yes Yes Yes

Towing costs following fire or theft

Yes Yes Yes

Substitute car covered for legal liability

Yes Yes Yes

Legal costs in defending claims covered by the policy

Yes Yes Yes

How to claim

Quote online
It's easy, secure and only takes 2 minutes

Get quote

Call 13 29 28
8am - 9pm, or 9am - 5pm Sat (AEST/AEDT)

Visit a branch
Find your nearest NAB branch

Locate us

Please note that if you click "Get a quote" or "Retrieve an existing quote", you will be re-directed from NAB's website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited.  By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz website.

Important information

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (“Allianz”) is the issuer and insurer of NAB Car Insurance. This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) (“NAFM”), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. NAFM receives commission from Allianz for arranging this insurance that is a percentage of the premium. This insurance policy has been branded ‘NAB’ by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”).

Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of the insurance policies, and a policy does not represent a deposit with, or a liability of and is not guaranteed by either NAB or any of its related bodies corporate. Any advice contained is general only and does not take into account your particular financial situation or needs. You should consider whether the insurance product is suitable for your circumstances and consider the Policy Document and Product Disclosure Statement (‘PDS’) NAB Car Insurance (PDF 628KB) before making any decision to acquire or hold the product. Information about insurance coverage is a summary only and you should read the PDS for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility,

* Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts do not apply to Third Party Fire & Theft and Third Party Property Damage policies. 10% discount applicable from 13 July 2015 until 23 August 2015 inclusive, for the first year of the policy only and is applied to standard rates (excluding optional covers). We may extend the date of this discount period. Safe Driver Discount is available for eligible drivers. Restricted Driver Discount is available if drivers restricted to age 30 and over. Up to 25% discount is a combination of three discounts: 10% discount, Safe Driver Discount and Restricted Driver Discount.

^ Offer valid for new NAB Car Insurance – Comprehensive Cover policies purchased from 12am AEST on 11 June 2014 until offer withdrawn. 12 months roadside assistance is offered by Allianz and provided by AGA Assistance Australia Pty Ltd (ABN 52 097 227 117) trading as Allianz Global Assistance. Click here for full terms and conditions.

+ No claim bonus discount amounts vary from State to State.

1 Provided you pay the insurer any refund amount obtained from your registration and CTP Insurance.

2 Fire and Theft cover available on vehicles with a market value up to a maximum of $5,000

3 To be eligible for a Safe Driver Discount the rateable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all nominated drivers have had no at fault claims for the last five years. Drivers who have had at fault claims may still qualify for a reduced no claim bonus.

# Offer available from 13 July 2015 until 23 August 2015 inclusive (unless extended) and applies only as follows: select "nil excess on windscreen claim" option when purchasing a new NAB comprehensive car insurance policy; if vehicle windscreen or window glass is accidentally broken or damaged, plus it is the only damage to your vehicle, then a basic excess will not apply to your claim; only one claim in any one period of insurance; your no claim bonus entitlement is not affected if your claim is only for the cost of repairing or replacing the windscreen or window glass; following policy year it will automatically be included in renewal invitation and will be factored into the total premium - should you wish to remove the option, please call us on 13 29 28.