Car insurance

Please note that if you click "Get a quote" or "Retrieve an existing quote", you will be re-directed from NAB's website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz Australia Insurance Limited website. 

12 months' Roadside Assistance# included

Choice of repairer

No claim bonus**+



Compare our covers

Use our comparison table to make it easy to work out the best car insurance for your budget

Comprehensive Cover

Insures your car for accidental damage or theft. You're also covered if you're legally liable for an accident.

Third Party Property Damage

Covers you if you damage other people's property and you're legally liable for the accident.

Third Party Property Damage, Fire and Theft

Covers you if you damage other people's property and you're legally liable for the accident. Insures your car if it's damaged by fire or stolen.

Key Benefits

Accidental loss or damage to vehicle

Yes Yes Yes

Replacement cover following total loss of car within two years of original registration, including on-road costs1

Yes Yes Yes

Loss or damage caused by storm or malicious damage

Yes Yes Yes

Emergency repairs

Yes Yes Yes

14 day car rental following theft

Yes Yes Yes

Legal liability, including supplementary bodily injury

Yes Yes Yes

Loss or damage caused by fire or theft2

Yes Yes Yes

See more benefits

Personal effects and clothing damaged in an accident or stolen

Yes Yes Yes

Emergency accommodation

Yes Yes Yes

Personal transportation costs

Yes Yes Yes

Towing costs for your car following an accident

Yes Yes Yes

Towing costs following fire or theft

Yes Yes Yes

Substitute car covered for legal liability

Yes Yes Yes

Legal costs in defending claims covered by the policy

Yes Yes Yes

How to claim

Quote online
It's easy, secure and only takes 2 minutes

Get quote

Call 13 29 28
8am - 9pm, or 9am - 5pm Sat (AEST/AEDT)

Visit a branch
Find your nearest NAB branch

Locate us

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 23 4708) (“Allianz”) is the insurer and issuer of NAB Car Insurance which has been branded NAB by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) (“NAFM”), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of NAB Car Insurance. A NAB Car Insurance policy does not represent a deposit with, or a liability of and is not guaranteed by either NAB or any of its related bodies corporate. NAFM receives commission for arranging these insurances that is a percentage of the ‎premium.

* Discounts only apply to new Car Insurance – Comprehensive Cover policies and do not apply to Third Party Fire & Theft Cover  or Third Party Property Damage Only cover policies. Any discounts are applied to the standard premium rates (excluding optional covers), are subject to rounding and are for the first year’s premium only (unless stated otherwise).

*Up to 25% discount is a combination of three discounts: up to 10% discount for buying online, up to 13% Safe Driver Discount and up to 5.8% discount for restricting cover to drivers aged 30 or over. Because minimum premiums may apply, any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one discount, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

^Safe Driver Discount applies to new Comprehensive Car Insurance policies only and does not apply to Third Party Fire & Theft cover and Third Party Property Damage Only cover policies. To be eligible for a safe driver discount the rateable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all nominated drivers have had no at fault claims for the last five years. Customers who have had at fault claims may still qualify for a reduced no claim bonus.

+ No claim bonus discount amounts vary from State to State.

# 12 months roadside assistance is offered by Allianz and provided by AGA Assistance Australia Pty Ltd (ABN 52 097 227 117) trading as Allianz Global Assistance. Click here for full terms and conditions.

Information on this website about the coverage offered by this product is a summary only. Please read the Product Disclosure Statement and Policy Document for NAB Car Insurance (PDF 628KB) for full details of policy coverage. Terms, conditions, limits and exclusions and eligibility criteria apply.

Any advice contained on this website is general and has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding the acquisition or disposal of a financial product, you should assess whether the advice is appropriate to your circumstances and consider the Product Disclosure Statement (PDF 628KB) for full terms and conditions.

1 Provided you pay the insurer any refund amount obtained from your registration and CTP Insurance.

2 Fire and Theft cover available on vehicles with a market value up to a maximum of $5,000