Home loan and personal loan insurance

Home loan insurance Personal loan insurance
  • For NAB Home Loans*
  • No medical tests
  • 3 types of cover in one policy (life, disablement and involuntary unemployment cover)

Find out more about home loan insurance

  • For NAB Personal Loans
  • Up to $80,000 cover for your loan repayments if you pass away
  • Up to 4 months cover if involuntarily unemployed

Find out more about personal loan insurance

* This product is not available for all NAB loans, so please check with your banker.

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Important information

   
NAB Mortgage Protect (for NAB home loans) is an insurance policy that can help, in certain situations, to protect your NAB home if death, disability or involuntary unemployment should affect your ability to make loan repayments. You are not obliged to buy insurance for your loan.


It is important that you read the Product Disclosure Statements ('PDS') (PDF, 631kb) for NAB Mortgage Protect, as relevant, before making any decisions about acquiring the product.
Any advice on this page is intended to provide general information only and has been prepared by the National Australia Bank Limited ABN 12 004 044 937 AFSL 230686 ('NAB') without taking into account your personal objectives, financial situation or needs.


Before acting on any advice, NAB recommends that you consider whether it is appropriate for your circumstances. Information about NAB Mortgage Protect is contained in the relevant Product Disclosure Statement ('PDS') (PDF, 631kb) which can be obtained by phoning 13 22 95 or by downloading it here. You should obtain and consider the PDS relating to NAB Mortgage Protect (to protect a NAB home loan) before making any decision about whether to acquire the product. Conditions and exclusions are detailed in the PDS.
MLC Limited ABN 90 000 000 402 AFSL 230694 of 105 - 153 Miller Street, North Sydney, NSW 2060 (MLC) is the issuer of the insurance policy (NAB Mortgage Protect and MLC Personal Loan Cover) which has been branded by National Australia Bank Limited (NAB) ABN 12 004 044 937 AFSL 230686 and also prepared the PDS. MLC is a related body corporate of NAB.


A NAB Mortgage Protect policy does not represent a deposit with, or liability of, NAB or any of its related bodies corporate (other than a liability of MLC as insurer). Neither NAB, nor any of its related bodies corporate (other than MLC as insurer) guarantees or accepts liability in respect of NAB Mortgage Protect.


MLC Limited (MLC) is a related body corporate of NAB. An MLC Personal LoanCover policy does not represent a deposit with, or liability of, NAB or any of its related bodies corporate (other than a liability of MLC as insurer). Neither NAB, nor any of its related bodies corporate (other than MLC as insurer) guarantees or accepts liability in respect of MLC Personal LoanCover


Information about MLC Personal LoanCover is contained in the relevant Product Disclosure Statement ('PDS'). You should obtain and consider the PDS before making any decision about whether to acquire or continue to hold any insurance product. Conditions and exclusions apply to each product. Please refer to the PDS for the full terms and condition of the insurance cover provided.