What’s the best credit card for travelling?

If you’re heading overseas or taking a road trip along the coast, selecting the right credit card for your travel spending makes a big difference. Whether you want to earn and use rewards points, minimise fees or make sure you’re covered by insurance, there’s a wide range of credit cards available to suit you.

Picking the best credit card for travel can be tricky. Use our product selector tool to help you choose the best credit card for your needs.

Travel with points credit cards

Credit cards that let you earn points on your everyday purchases are a great option for travelling. While NAB doesn’t offer specific travel rewards credit cards, we do have several rewards cards that allow you to earn and redeem points for a variety of rewards, including travel.

With NAB Rewards credit cards and Qantas Rewards credit cards, every purchase you make is an opportunity to earn more points to enjoy or use on your next holiday.  Travel rewards on your credit card could get you great deals on domestic and international flights, selected accommodation and even holiday packages. NAB Rewards Points can also be automatically converted into Velocity Points on a monthly basis.

Travel with a no-interest credit card

The NAB StraightUp Card, opens in new window charges no international transaction fees and no interest – starting at a $10 monthly card fee plus a minimum monthly payment based on your credit limit.

Travel with a debit card

A debit card is another option for managing your spending while you travel.

The NAB Platinum Visa Debit card  doesn’t charge an international transaction fee on purchases made overseas or online. It does come with a $10 monthly card fee, and some other fees apply for international transactions including fees on overseas cash withdrawals or checking your balance at international ATMs. You can avoid the balance inquiry fee by checking your accounts in NAB Internet Banking or the NAB app. You can also avoid cash withdrawal fees by planning ahead and organising cash in international currencies before you travel overseas. 

Complimentary travel insurance

NAB Rewards credit cards, Qantas Points credit cards, and the NAB Low Fee Platinum Card include complimentary travel insurance  that may cover:

• overseas medical and dental expenses
• cancellation and additional expenses
• luggage and luggage delay
• travel delay
• rental vehicle damage and theft excess
• accidental death and loss of income
• personal liability and legal expenses.

To be eligible you’ll need to charge at least $500 of your prepaid travel costs to the account holder’s card, be aged under 81 years at the date your departure and reside in Australia at the start and end of your journey.

Other benefits of travelling with a NAB credit card

Depending on which card you choose, you could also enjoy benefits like fraud and theft protection, NAB Concierge Service and global assistance for card emergencies. Explore our range of credit cards.