NAB Choice Package

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Discounted lending rates

No annual credit card fee

Single package fee



Discounted lending rates

  • 0.90%p.a. off the standard variable rate for home loans $750,000 and above*
  • 0.85% p.a. off the standard variable rate for home loans from $250,000 - $749,999*
  • 0.60% p.a. off the standard variable rate for home loans up to $249,999*
  • 0.10%p.a. off our standard fixed interest rates
  • With NAB FlexiPlus Mortgage, pay 0.15% p.a. less than the standard FlexiPlus mortgage interest rate^.

View current interest rates.

Preferential fee discounts

Application and service fees on the following home loans are covered by one annual fee:

  • NAB Tailored Home Loan (fixed or variable).
  • NAB FlexiPlus Mortgage.

No annual credit card fee

No annual card fee on all NAB credit cards (except NAB Low Rate Premium cards).

Insurance benefits

12 months for 11 on NAB Home Insurance, NAB Home Insurance Essentials and NAB Residential Investor insurances.5

Single package fee

The whole package is available for a single annual fee of just $395 p.a. This is a significant saving over selecting all the products and services individually.


Information current at 18/11/2011, subject to change.

Saving examples

This scenario is for illustrative purposes only and does not relate to any specific NAB customer or their circumstances. Your annual savings will be less if your loan amount is less than the example above.

For a limited time the Application Fee for new home loans will be waived.

* The Application Fee waiver for all NAB new home loans has now been extended for a limited time only. First year annual benefits is reduced from $2726 to $2126. Except where stated, fees and charges may apply. Subject to normal lending criteria.

Important information

These benefits only apply to products and services as long as that product or service is part of your NAB Choice Package.

Loan, investment and credit card accounts are only treated as being part of your NAB Choice Package if the NAB Choice Package offer document that you sign specifies that they are included in your package. Each other product or service described in these terms and conditions is only included in your package if you ask us to include it when you apply for it.

* Discounts apply to new home loan contracts issued from 31 August 2015 onwards. Available for a limited time only.

Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Subject to normal lending criteria.