Rates & fees
1Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
2Conditional approval lasts for up to 3 months, and is subject to verification of the information provided in your application. Once you're ready to proceed with the loan just let us know and we'll resume your application. To provide conditional approval we'll need to complete a credit check. This will be recorded on your credit file.
3Complete applications (including all supporting documentation) must be submitted in-store by 2pm Monday-Friday. Same day funds may be unavailable if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.
4Information current as at 20 April 2015. Fees and charges apply. Approval is subject to NAB’s credit assessment criteria. Fees and interest rates may change. NAB personal loan rate includes special discount off standard variable personal loan rates which is available on new loans and for a limited time. Terms, conditions, fees, charges and lending criteria apply.
5MLC Limited ABN 90 000 000 402, AFSL 230694 of 105-153 Miller Street, North Sydney, NSW 2060, is the issuer of MLC Personal LoanCover. MLC Limited (MLC) is a related body corporate of NAB. An MLC Personal LoanCover policy does not represent a deposit with, or liability of, NAB or any of its related bodies corporate (other than a liability of MLC as insurer). Neither NAB, nor any of its related bodies corporate (other than MLC as insurer) guarantees or accepts liability in respect of MLC Personal LoanCover. Information about MLC Personal LoanCover is contained in the relevant Product Disclosure Statement('PDS'). You should obtain and consider the PDS before making any decision about whether to acquire or continue to hold any insurance product. Conditions and exclusions apply to each product. Please refer to the PDS for the full terms and condition of the insurance cover provided.
©2014 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686