Rates and fees

    • 13.69

      variable rate (for new loans only)1

    • 14.56

      variable comparison rate2

    • 14.19

      fixed rate (for new loans only)

    • 15.06

      fixed comparison rate2

    More rates and fees information

    Benefits and features

    Same day funds

    • Just apply in-store by 2pm and you could walk away with your money that very same day3.
    • If your application is approved, your money will be in your NAB account within two hours.

    Tailor your loan

    • Borrow from $5,000 to $55,000 with loan terms from 1 to 7 years.
    • Fixed or variable interest rate options.
    • If you've made extra payments you can redraw them at any time (variable rate loans only).

    Choose flexible repayment options

    • Choose from weekly, fortnightly or monthly repayment option to suit your budget and needs.
    • Make lump sum repayments whenever you want at no extra charge.
    • Pay off your loan early without fees.

    Sign loan documents at your home or work

    • If you already bank with us, are registered for internet banking and are applying by yourself, you can print and return your loan documents remotely – provided you haven’t already applied with us in a branch.
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    Before you apply

    After you apply

    Important information

    1 Rates and information current as at 1 March 2016 and subject to change. NAB personal variable loan rate includes special discount off standard variable personal loan indicator rates which is available on new loans and for a limited time. Terms, conditions, fees, charges and lending criteria apply.

    2 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    3 Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday-Friday. Same day funds may be unavailable if NAB requires your application to be reviewed by a lending specialist.

    Apply now for your home renovation loan

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