on purchases +
on balance transfers
for 15 months
on a new NAB FlyBuys Card
A one off 2% balance transfer fee applies.
Apply by 2 October 2016.
See Important Information below
NAB flybuys Rewards Card

NAB flybuys Rewards Card

Rates and fees


Special offer

% p.a.
for 15 months

Standard rate

% p.a.
Cash advances
% p.a.
Balance transfer1
% p.a.
for 15 months

You won’t receive interest free days while you have a balance transfer

Interest free days
on purchases2
Up to44 days

You won’t receive interest free days while you have a balance transfer

Annual card fee


flybuys points3
per $1 spent on
eligible purchases

Points are capped at $20,000 spend per statement period.

Discover the additional benefits of a NAB flybuys Rewards Card

  • Our best way to collect flybuys points with added platinum benefits at no extra cost3
  • Collect 1 flybuys point for every $1 you spend on your everyday purchases, up to $20,000 spend per statement period.
  • Over 1,000 different rewards to choose from including money off participating retailers, travel, merchandise and experiences
  • Seven complimentary insurances including overseas travel insurance when you make an eligible purchase4
  • Additional cardholder at no extra cost5

Applying made easy

It takes 10 minutes
to complete

Get a response in
60 seconds

New to NAB? Avoid branch
queues and verify your ID online

Get your card within 5-7
working days if approved.

Important information

Offer commences 2 May 2016. Offer only available to approved applicants who apply for a new NAB flybuys Rewards Card by 2 October 2016. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB offer. Terms, conditions, fees, charges and lending criteria apply.

1. The special promotion purchase rate and balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. The special purchase rate and balance transfer rate will apply for a 15 month statement period from account opening. Any unpaid purchases and balance transfer will then attract your card’s standard interest rate for purchases. Minimum monthly repayments must be made by the due date each month.

2. If you pay your account in full by the due date each month and you don't have an outstanding balance. You won’t receive interest free days while you have a balance transfer.

3. To earn flybuys points you must be a member of the flybuys program and have provided your valid membership number to NAB. Standard flybuys terms and conditions and a Privacy Policy apply. Visit flybuys.com.au for details. The flybuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334.

4. A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances is issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

5. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 1 August 2016. Credit cards issued by National Australia Bank Limited. ©2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.