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Personal Finance > Everyday banking and savings > Everyday banking accounts > NAB Gold Banking

NAB Gold Banking

Full banking access with premium extras

Upgrade to NAB Gold Banking if you want the premium account when you’re travelling or on the move. In addition to electronic, branch and cheque access, you’ll get unlimited foreign currency transactions, including overseas ATM access, at no extra cost.

A NAB Gold Visa Debit card is also included at no extra cost.  Enjoy greater flexibility and premium extras, such as complimentary NAB Gold Overseas Travel Insurance1.

Apply now

Monthly account fee f

$10
Or, pay no monthly account service fee when you deposit at least $5,000 per month
Unlimited
access via
  • All NAB ATMs in Australia
  • Most overseas ATMs at no extra cost
  • NAB branch deposits and withdrawals
  • NAB Internet Banking
  • NAB Telephone Banking
  • EFTPOS
  • NAB Visa Debit
  • Optional cheque book
You’ll also benefit from
  • A NAB Gold Visa Debit Card
  • NAB Gold Overseas Travel Insurance1
  • NAB Gold Purchase Protection Insurance1
  • Visa Zero Liability policy2
  • Verification by Visa
  • Transaction monitoring
  • Daily cash withdrawal of $2,000 using NAB Gold Visa Debit card
  • No minimum or opening balance requirements – open your account with just $1
  • Access to your money through the rediATM network with no additional ATM fees
  • Access to ATMs overseas anywhere the PLUS sign is displayed
  • Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
  • Check your balance, withdraw or deposit at any Australia Post Bank@Post outlet
  • no foreign currency conversion fees
  • Enhanced security with:

Apply now for NAB Gold BankingRead frequently asked questions 

 
Overdraft facility  Link your account to a NAB Personal Overdraft facility to provide you with extra money, up to an agreed limit, to cover everday expenses
Link a savings account

A savings account can be a great way to to keep your everyday money separate from your savings:

  • NAB iSaver is a high interest online savings account with no transaction or account keeping fees, and links directly to your NAB bank account
  • Prefer a traditional savings account? NAB Smart Reward Saver offers branch access and bonus interest*

It's easy - you can apply at the same time as your NAB bank account
Fees and charges
  • $10.00 monthly account service fee (unless deposit fee waiver applies)
  • $0.00 transaction fee for non-NAB ATMs (other ATM owners within Australia may directly charge a fee at the time of the transaction)
  • For all fees and charges read the Guide to Fees and Charges
 Apply now New customer?   You can apply online for NAB Gold Banking right now - it's easy and takes less than 10 minutes
Apply now
  Existing NAB everyday banking customer?   You can swap online right now - it takes less than 5 minutes
Swap now
Other ways to apply

Alternatively, you can apply by calling us on 13 13 12, Monday - Friday 7am - 9pm AEST/AEDT, Saturday & Sunday 8am - 9pm AEST/AEDT, or at any NAB branch.

Before applying, please read the Terms and Conditions and Fees and Charges Guide.

*To receive the bonus interest, the deposit must made to the account on or before the second last banking day of the month.

1.National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Visa Debit Insurance Policy Document and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas, please contact AIG Assist on reverse charge call to Australia +61 2 9251 4298. This overseas assistance service is subject to the terms and conditions of the NAB Gold Visa Debit Insurance Policy Document.
2. Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notifies NAB of unauthorised Visa transactions and there is no evidence of cardholder negligence, fraud or collusion.

 
 
 
 
 
 
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