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Important Information
- To earn points using your NAB Qantas Credit Card Account, you must be a member of the Qantas Frequent Flyer program. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. For more information visit qantas.com/frequentflyer. Points are awarded two business days following the issue of your next credit card statement. Bonus points will be credited in accordance with the relevant promotion.
- Eligible purchases exclude cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when the card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your credit card account, payments and purchases which are refunded or reimbursed.
- Velocity Membership and Points earn and redemption are subject to Velocity Terms and Conditions as amended from time to time, and available online at velocityrewards.com.au. The Velocity Program is operated by Velocity Rewards Pty Ltd ACN 116 089 448 as trustee of The Loyalty Trust. Please note: NAB requires your valid Velocity Membership Number so that any points you earn are automatically credited to your Velocity Rewards Account each month, within 2 business days following the issue of your next credit card statement. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when a Velocity NAB Gold Card or Velocity NAB Standard Card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your Velocity NAB Gold Card account or Velocity NAB Standard Card account, payments and purchases which are refunded or reimbursed.
- Velocity Air Rewards exclude taxes, fees and surcharges payable at the time of making a redemption booking.
- This Special Promotion rate of 3.99% p.a. for Velocity NAB Credit Cards will apply to any balance transfer amount for the period from the time the balance transfer is made to your NAB Credit Card account for six complete monthly statement periods, unless these amounts are paid off earlier. These balance transfer amounts are designated as cash advances under the terms and conditions applicable to your NAB credit card account. If at the end of the six month statement period applicable to any balance transfer amount any portion of that amount is owing, that amount will attract interest at the Cash Advance Indicator Rate then applicable to your NAB Credit Card account. Payments to your account will be applied to the balance transfer amounts before any other cash advance or purchase amounts and in the order detailed the terms and conditions applicable to your NAB credit card account. Please note the promotional rate for up to six months on balance transfer amounts must be applied for at the point of full credit card application. This rate will appear separately on your card statement and only applies to balance transfers from non-NAB credit card (or store) accounts. NAB reserves the right to withdraw this special balance transfer invitation at its discretion.
- Gross income must be $50,000 p.a. or more.
Other Important Information
Approval is subject to NAB's credit assessment criteria. Terms and conditions are available on application. Fees and charges apply.
A credit card offers you great flexibility and convenience. But it's important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.
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