NAB Qantas Gold Credit Card

Important Information

1. To earn points using your NAB Qantas Credit Card Account, you must be a member of the Qantas Frequent Flyer program. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. For more information visit qantas.com/frequentflyer.
2. Eligible purchases exclude cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when the card is used as a debit card to access linked accounts or transactions we decide are wholly or partlyfor a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your credit card account, payments and purchases which are refunded or reimbursed.
3. The primary cardholder is responsible for all transactions (including transactions on linked accounts) conducted with the additional card(s). Additional cardholder must be aged 16 years and older.
4. Current as at 12 January 2010 and subject to change.
5. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Interest free days on purchases if you pay your account in full by the due date each month.
6. Monthly spend on eligible purchases debited to your account in a statement period in accordance with the terms and conditions applicable to your NAB Credit Card account. Points are awarded two business days following the issue of your next credit card statement. Bonus points will be credited in accordance with the relevant promotion.
7. You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):
   • Qantas flights;
   • Qantas Club and Qantas Frequent Flyer memberships; and
   • Purchases from “Qantas Travel” customer shopfronts.
   Unless otherwise notified, Bonus Points will not be earned in relation to purchases from: Qantas Freight; Qantas Holidays Limited; Qantas Business Travel Pty Limited; other businesses or franchisees of Jetset Travelworld Ltd; Qantas Staff Travel; Jetstar Airways Pty Limited; or other Jetstar-branded businesses, or for goods or services supplied by Qantas Frequent Flyer program partners.
8. Special Promotion Balance Transfer Terms and Conditions, available on application, detail the processing and treatment of balance transfer amounts. The cash advance interest rate applicable to your NAB Card Account will apply to balance transfer amounts unpaid after 6 months. The promotional rate for up to six months on balance transfer amounts must be applied for at the point of full credit card application. NAB reserves the right to withdraw this special balance transfer invitation at its discretion.
9. This is only a brief summary of the benefits and exclusions may apply. National Australia Bank Limited has obtained Purchase Protection Insurance, Extended Warranty Insurance and NAB Gold Overseas Travel Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903. The benefits of Purchase Protection Insurance, Extended Warranty Insurance and NAB Gold Overseas Travel Insurance are extended to NAB Qantas Gold cardholders. The terms, conditions and exclusions for these insurances are specified in the NAB Gold Insurance Policy Document and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas – please contact AIG Assist on reverse charge call to Australia +61 (2) 9251 4298. This overseas assistance service is subject to the terms and conditions of the NAB Gold Insurance Policy Document. Please read the entire Policy Document to ensure it meets your requirements. For more information please call 1800 339 667 or visit nab.com.au
10. Terms and conditions apply and are available upon registration for the service. Fees and charges may be payable.
11. VIP Lost Card Cover membership is complimentary for the first 12 months and is provided by Card Alert International Pty Ltd ABN 82 003 249 885 of Level 10, 68 Pitt Street, Sydney, NSW 2000. Conditions and exclusions apply.
12. Visa Global Customer Assistance is provided by Visa International, MasterCard Global Service is provided by MasterCard International Incorporated and American Express Global Assistance is provided by International SOS. Neither National Australia Bank Limited ABN 12 004 044 937 or any other company in the National Australia Group guarantees or accepts liability in respect to Visa Global Customer Assistance, MasterCard Global Service or American Express Global Assistance.

Other Important Information
Approval is subject to NAB's credit assessment criteria. Terms and conditions are available on application or for download here. Fees and charges apply.

A credit card offers you great flexibility and convenience. But it's important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.

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