Business credit cards | Earn rewards and manage expenses - NAB

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Business cards

If you have a small to medium business, compare our business credit cards to see how you can manage expenses and earn business rewards.

NAB Rewards Business Signature Card

Earn NAB Rewards Points on travel, technology and more with our flexible business credit card. 

Rates and fees

Minimum credit limit

$5,000

Annual card fee

$ 175

 per card

Purchase interest rate

18.50 % p.a.

Features

  • Earn 1.25 NAB Rewards Points per $1 spent on everyday business purchases, including payments to the ATO (points are not capped).

  • Earn double points on purchases made at selected major department and hardware stores.

  • Earn triple points with Webjet, when Travelling Overseas or on Overseas Purchases made here in Australia.

  • Up to 44 days interest free on business purchases.

  • Attach multiple cards and set individual credit limits.

  • We're here for you 24/7 if your credit card is lost or stolen.
Offer

200,000 NAB Rewards Bonus Points

Earn 200,000 NAB Rewards Bonus Points when you spend $8,000 on everyday business purchases within 90 days of your new NAB Rewards Business Signature Card account opening.

NAB may vary or end this offer at any time without notice. See important information below.

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NAB Qantas Business Signature Card

Get more from your business credit card purchases and maximise your Qantas Points.

Rates and fees

Minimum credit limit

$5,000

Annual card fee

$ 295

per card

Purchase interest rate

18.50 % p.a.

Features

  • Earn 1 Qantas Point for every $1.50 you spend on everyday business purchases , including eligible government payments.

  • Earn 1 bonus Qantas Point for every dollar you spend on eligible Qantas services.

  • Enjoy a free Qantas Business Reward membership (a saving of $89.50).

  • Up to 44 days interest free on business purchases.

  • Attach multiple cards and set individual credit limits.

  • We're here for you 24/7 if your credit card is lost or stolen.
Offer

150,000 bonus Qantas Points

Earn 150,000 bonus Qantas Points when you spend $10,000 on everyday business purchases within 90 days of opening your new NAB Qantas Business Signature Card account. Plus, unlock additional value for your business with the Qantas Business Rewards loyalty program.

NAB may vary or end this offer at any time without notice. See important information below.

Apply now
Find out more

NAB Low Rate Business Card

Manage business expenses and cashflow with our lowest interest rate business credit card.

Minimum credit limit

$5,000

Annual card fee

$ 60

per card

Purchase interest rate

13.25 % p.a.

Features

  • Up to 55 days interest free on business purchases with a low rate card (excludes cash advances).

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • All Visa Commercial Card customers can claim Visa Business Offers. 
Offer

0% p.a. on purchases for 12 months

Enjoy 0% p.a. on purchases for 12 months on a new NAB Low Rate Business Card.

No annual card fee for the first year.

NAB may vary or end this offer at any time without notice. See important information below.

Apply now
Find out more

NAB Business Card

Manage your employees' business expenses by giving them their own business charge card.

Minimum credit limit

$5,000

Annual card fee

$ 9

per card

Purchase interest rate

15.50 % p.a.

Features

  • Get up to 35 days interest free on purchases (excludes cash advances).

  • Attach multiple cards and set individual credit limits.

  • Fraud and theft protection with world class security technology.

  • We're here for you 24/7 if your credit card is lost or stolen.

  • All Visa Commercial Card customers can claim Visa Business Offers. 
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NAB Purchasing and Corporate Cards

Customised credit card solutions for cashflow, convenience and control over business expenses.

Features and benefits

  • Enjoy improved control and transparency over your business expenses using our expense management software FlexiPurchase.

  • Attach multiple cards and set individual credit limits.

  • Use Commercial Card Self Service to manage your cards in real time.
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Terms and Conditions

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 31 July 2025 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.
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