Business loan interest rates, account fees and charges - NAB
Interest rates for business banking
Fees and charges for business banking
Questions, feedback and disputes about fees
Indicator rates for business lending
Business finance
Customer Margin may apply.
| Business options prime | 7.60% p.a. |
|---|---|
| Business overdraft prime | 10.47% p.a. |
| QuickBiz overdraft prime | 8.87% p.a. |
| Farmer's choice prime | 9.47% p.a. |
| Farm Prime | 9.47% p.a. |
| Benchmark rate | 10.47% p.a. |
| Base rate | 10.47% p.a. |
Business lending rate
| 30 day rate | 6.37% p.a. |
|---|---|
| 60 day rate | 6.28% p.a. |
| 90 day rate | 6.29% p.a. |
| 180 day rate | 6.48% p.a. |
Invoice Finance and Corporate Receivable Finance facilities indicator rates
Friday, 27 March 2026
| Invoice Finance Indicator rate | 9.36% p.a. |
|---|---|
| Receivable Finance Indicator rate | 6.01% p.a. |
Corporate Markets Loan Reset Margin
| Pricing Periods of less than 3 months | 0.13% |
|---|---|
| Pricing Periods of 3 months or greater | 0.00% |
Equipment finance
Business credit cards
| NAB Rewards Business Signature Card | Purchase 18.50% p.a. Cash advance 21.74% p.a. |
|---|---|
| NAB Qantas Business Signature Card | Purchase 18.50% p.a. Cash advance 21.74% p.a |
| Purchasing / Corporate Card | 12.65% p.a. |
| Business Card | Purchase 15.50% p.a. Cash advance 15.50% p.a. |
| NAB Low Rate Business Card | Facilities established after 28/03/2014 Purchase 13.25% p.a. |
Interest rates for products no longer for sale
Business mortgage
| Instalment loan / fully drawn advance | 8.88% p.a. |
|---|---|
| Overdraft | 10.47% p.a. |
Commercial mortgage
| Farmer's Choice Variable Rate | 9.47% p.a. |
|---|---|
| Business Options Residential | 8.95% p.a. |
| Business Options Commercial | 9.90% p.a. |
| Business Overdraft Residential | 10.47% p.a. |
| Business Overdraft Commercial | 10.47% p.a. |
| Term base rate | 10.73% p.a. |
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Terms and Conditions
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® Registered Trade Mark of American Express Company.
All rates and underwriting fees are effective, 4 May 2026 and are subject to change at any time.
To find out more, visit nab.com.au, call into a NAB branch, or call 13 10 12. Fees and charges apply.
Full details of these and relevant terms and conditions are available on application.