Interest rates for business banking
Fees and charges for business banking
Questions, feedback and disputes about fees
Indicator rates for business lending
Business finance
Customer Margin may apply.
| Business options prime | 7.10% p.a. |
|---|---|
| Business overdraft prime | 9.97% p.a. |
| QuickBiz overdraft prime | 8.37% p.a. |
| Farmer's choice prime | 8.97% p.a. |
| Farm Prime | 8.97% p.a. |
| Benchmark rate | 9.97% p.a. |
| Base rate | 9.97% p.a. |
Business lending rate
| 30 day rate | 5.72% p.a. |
|---|---|
| 60 day rate | 5.59% p.a. |
| 90 day rate | 5.51% p.a. |
| 180 day rate |
5.42% p.a. |
Invoice Finance and Corporate Receivable Finance facilities indicator rates
Monday, 25 August 2025
| Invoice Finance Indicator rate | 9.11% p.a. |
|---|---|
| Receivable Finance Indicator rate | 5.76% p.a. |
Corporate Markets Loan Reset Margin
| Pricing Periods of less than 3 months | 0.13% |
|---|---|
| Pricing Periods of 3 months or greater | 0.00% |
Equipment finance
Business credit cards
| NAB Rewards Business Signature Card | Purchase 18.50% p.a. Cash advance 21.74% p.a. |
|---|---|
| NAB Qantas Business Signature Card | Purchase 18.50% p.a. Cash advance 21.74% p.a |
| Purchasing / Corporate Card | 12.65% p.a. |
| Business Card | Purchase 15.50% p.a. Cash advance 15.50% p.a. |
| NAB Low Rate Business Card | Facilities established after 28/03/2014 Purchase 13.25% p.a. |
Interest rates for products no longer for sale
Business mortgage
| Instalment loan / fully drawn advance | 8.38% p.a. |
|---|---|
| Overdraft | 9.97% p.a. |
Commercial mortgage
| Farmer's Choice Variable Rate | 8.97% p.a. |
|---|---|
| Business Options Residential | 8.45% p.a. |
| Business Options Commercial | 9.40% p.a. |
| Business Overdraft Residential | 9.97% p.a. |
| Business Overdraft Commercial |
9.97% p.a. |
| Term base rate |
10.23% p.a. |
Commercial cards
| Velocity NAB Business American Express ® Card | Purchase 18.50% p.a. Cash advance 21.74% p.a. |
|---|---|
| NAB Qantas Business Card | Purchase 18.50% p.a. Cash advance 21.74% p.a. |
| NAB Business Payments Card | Purchase 15.50% p.a. Cash advance 15.50% p.a. |
Get in touch
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
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Our business bankers are located all around Australia.
Terms and Conditions
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® Registered Trade Mark of American Express Company.
All rates and underwriting fees are effective, 15 September 2025 and are subject to change at any time.
To find out more, visit nab.com.au, call into a NAB branch, or call 13 10 12. Fees and charges apply.
Full details of these and relevant terms and conditions are available on application.