100,000 NAB Rewards bonus points

Earn 100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.

NAB may vary or end this offer at any time without notice. See important information below.

NAB Rewards Business Signature Card rates and fees

Learn more about our business credit card rates, fees and minimum credit limits.

Purchase interest rate

18.50 % p.a.

Cash advance rate

21.74 % p.a.

Annual card fee (per card)

$ 175

Interest-free days

Up to 44 days on business purchases

Minimum facility credit limit


Benefits of a NAB Rewards Business Signature Card

A NAB Rewards Business Signature Card comes with a range of business rewards and benefits, including earning NAB Rewards Points you can redeem on a great range of products and services in our NAB Rewards Store, opens in new window.

Earn uncapped points

There’s no limit to the number of points you can earn each month. 

Earn points on ATO payments

Payments you make to the Australian Taxation Office will earn you NAB Rewards Points at the same rate as regular everyday business purchases.

Travel with Webjet

Redeem your points directly with Webjet, including flights, selected hotels and holiday packages. 

Redeem for gift cards

Use your points to get gift cards from a range of popular stores, including Coles, Woolworths, Bunnings, JB HiFi and more.

Shop the NAB Rewards Store

Redeem your points for a wide range of electronics, homewares, jewellery and more in the NAB Rewards Store, opens in new window

Manage your cards

Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.

Complimentary insurance

Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance  and NAB Commercial Cards Transit Accident Insurance.  Read about changes to your insurance effective 1 November 2023.

Tap into Visa Benefits

Access benefits across a variety of business services through Visa Commercial Offers and take advantage of NAB Concierge Service.

How to earn NAB Rewards Points

You can earn uncapped NAB Rewards points on purchases made at home and overseas.​

Earn 3.75 points with triple points boost

Earn 3.75 NAB Rewards Points for each dollar spent with Webjet when travelling overseas or on overseas purchases made here in Australia.

Earn 2.5 points with double points boost

Earn 2.5 NAB Rewards points for each dollar spent on purchases made in major department and hardware stores.

1.25 NAB Rewards Points per $1

Get more points for every dollar spent on everyday business purchases.

Ready to apply?

Apply now for a NAB Rewards Business Signature Card with our fast online application and receive an instant decision.

Don't want to apply online?

If you don’t meet our online application eligibility, don't have an accounting software package or don’t wish to apply online, you can call your NAB Business Banker or contact us

Help and support Common NAB Rewards business credit cards questions

Can I earn Qantas Points on a NAB Rewards Business Signature Card?

No, a NAB Rewards Business Signature Card earns NAB Reward Points, which can be transferred to one of our partner programs – flybuys, Velocity Frequent Flyer, KrisFlyer, Cathay Pacific and AirpointsTM. If you’re interested in earning Qantas Points on everyday business purchases, learn more about our NAB Qantas Business Signature Card.

When can I start using the credit card?

Once your application is approved we’ll send out your card to your nominated address within 7-10 business days. Once received, you can start using your card immediately. 

Other business credit cards to consider

Get in touch

Sales enquiries

Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.

Contact us

Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.

Visit a NAB business banking centre

Let our business banking specialists help you in person.

Terms and Conditions

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.