Special offer on a new NAB Rewards Business Signature Credit Card

10,000 NAB Rewards bonus points

  • 100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.

NAB may vary or end this offer at any time without notice. See important information below.

100,000 NAB Rewards bonus points offer

100,000 NAB Rewards Bonus Points when you spend $4,000 on everyday business purchases within 60 days of your account opening.

NAB may vary or end this offer at any time without notice. See important information below.

Business card rates and fees

Learn more about the NAB Rewards Business Signature Card rates, fees and minimum credit limits.

Purchase interest rate

18.50 % p.a.

Cash advance rate

21.74 % p.a.

Annual card fee (per card)

$ 175

Interest-free days

Up to 44 days on business purchases

Minimum facility credit limit


Benefits of a NAB Rewards Business Signature Card

A NAB Rewards Business Signature Card comes with benefits including earning Rewards Points to redeem on a great range of products and services.

Earn points on ATO payments

Payments you make to the Australian Taxation Office will earn you NAB Rewards Points at the same rate as regular everyday business purchases.

Manage employee expenses

Integrate your business credit cards with the NAB Expense Control app and take control of your business expenses.

Control business spending

Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.

Complimentary insurance

Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance  and NAB Commercial Cards Transit Accident Insurance.

Visa for business

Gain access to benefits across a variety of business services through Visa Commercial Offers, opens in new window.

Global concierge service

Take advantage of Visa's tailored 24/7 concierge service for travel and lifestyle services.

Security and fraud protection

We take fraud prevention and the security of your business credit card seriously. Here are just some of the ways we can help you reduce the risk of fraud.

What is NAB Rewards?

NAB Rewards provides you with the flexibility and freedom to choose how you'd like to be rewarded. With a new NAB Rewards business credit card, you'll be able to earn NAB Rewards Points and redeem them at the NAB Rewards Store for a range of products and experiences.

How to earn NAB Rewards Points

You can earn NAB Rewards Points on purchases made at home and overseas.

1.25 NAB Rewards Points per $1

More points for every dollar spent on everyday business purchases.

Earn double points

On purchases made in major department and hardware stores.

Earn triple points

With Webjet, when travelling overseas or on overseas purchases made here in Australia.

Find out more about Points Booster

How to apply online

Here's a quick look at how to apply online, upload financial data and receive your finance.

  1. Check that you meet our online application criteria.

  2. Have your ABN/ACN details handy as well as your NAB account number if you're already a customer. If you're a new customer, have identification (passport, driver's licence, Medicare card) ready.

  3. We’ll review your business cash flow, your credit score and time in business. And if you use an accounting package like XERO, MYOB or QuickBooks, you can link your data.

  4. If approved, access the funds in as little as one business day after we receive all your signed paperwork.

Please have ID ready if you’re new to NAB.

Tips Other ways to apply

If you don’t meet our online application eligibility, don't have an accounting package or don’t wish to apply online, here are some alternatives

  • Contact your NAB business banker.

  • Download, complete, scan and email your signed commercial card application form with supporting financial documents to the Commercial Card Acquisition Team.

  • Call us on 13 10 12 from Monday to Friday, 8:00am to 8:00pm (AEST/AEDT) or Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT).

Other options to consider

We have a range of finance products to suit your particular business needs.

Help and support

We have a range of useful guides and tools to help you manage your business banking.

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Contact us

Request a call back

Let us help you with your business banking needs.

Call us

Call us for your general enquiries about business banking.

Visit a NAB branch

Use our locations tool to find business banking services.

Terms and Conditions

Visa Concierge Service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 498 594 (Option 3) 24 hours a day, seven days a week. For more information about Visa’s Privileges Program, please refer to the Special travel and retail privileges, created by Visa for business at, opens in new window.

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.