Eligibility Check you're eligible to apply online

  • You’re 18 years of age or older

  • You have a valid ABN registered for at least 12 months

  • You have an annual turnover of at least $75,000

  • Your business is registered for GST

  • Your business is an eligible entity

  • You have less than $1 million in existing business lending with NAB

View all eligibility criteria , opens in new window

Apply online
Start your application

Now that you’ve checked your eligibility, let’s get started.

Does your business bank with NAB?

Yes

Do you use NAB Internet Banking?

Yes

You may be eligible for instant funding

Use our fast online application with straight through processing and if approved, you can drawdown on funds instantly. You’ll need your NAB IDYour NAB ID is a unique number given to you when you become a NAB customer. NAB IDs are also known as NINs (NAB Identification Numbers). It’s a unique number that is different to any of your NAB BSB, account or card numbers. to apply.
 

You will now be taken to NAB Internet Banking to apply.
Apply via NAB Internet Banking , opens in new window

No

What you need for this application

  • Your personal and business details

  • Your business financial data supplied through accounting software such as XERO, MYOB or QuickBooks

  • We may ask you for information on your current level of tax debt and repayment plans with the ATO and tax residency details

  • If you're approved, we'll set you up with Internet Banking access to digitally sign your contracts.

     
Begin application

No

What you need for this application

  • Your personal and business details

  • Your business financial data supplied through accounting software such as XERO, MYOB or QuickBooks

  • We may ask you for information on your current level of tax debt and repayment plans with the ATO and tax residency details

  • If you're approved, we'll set you up with Internet Banking access to digitally sign your contracts.

     
Begin application

Please be aware that your information will be collected and processed as you go through the form. For more information on how we collect and use your data, review our Privacy notification.

Don't want to apply online?

If you don’t meet our online application eligibility, don't have an accounting software package or don’t wish to apply online, you can call your NAB Business Banker or contact us. 

Get in touch

Sales enquiries

Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.

Call me back

Contact us

Explore our business banking contact information and get support with a wide range of products, services and topics.

View all business banking contacts

Visit a NAB business banking centre

Let our business banking specialists help you in person.

Find a NAB business banking centre

Terms and Conditions

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.