NAB Business Card

If you don’t wish to apply online or don’t have an accounting package software you can choose one of the following ways to apply:

• Contact your NAB Business Banker;
• Download the NAB Commercial Card application form (PDF, 431KB). Complete, scan and email your signed application (with supporting financial documents) to the Commercial Card Acquisition Team.
• Call us on 13 10 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT).
• Learn more about applying for a business card online.

• Your business is registered for GST and has a turnover of at least $75,000 per year.
• Your business has been in operation for at least 12 months and has a valid Australian Business Number (ABN).
• You have a business and residential address in Australia.
• You intend to use the product where the purpose is wholly or predominately for business purposes.
• Ensure all your ATO payments and loan repayments are up to date.
• You're at least 18 years old and hold an Australian citizenship or permanent residency.
• You're a sole trader, a business partnership with no more than two individual partners, a company with five or less directors or a trustee of an eligible trust. Joint borrowers who are not partnerships, or partnerships where one or more partner is a company are not eligible to apply.
• Any shareholders of companies or trustee companies that are listed in the application are individuals, and not companies.
• Eligible trusts include the following:
  • your trust must be a non-government discretionary trust.
  • your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.
  • your trust must have been established in Australia.
  • the beneficiaries of your trust are individuals.
  • your trustees can only be one of:
    • a company with no more than five directors.
    • up to two individuals.
  • if the trustee is a company shares in the company must be beneficially held.
• Fast online decision and conditional approval is subject to eligibility, credit assessment, lending criteria and ID verification.
• If you have existing NAB Business Lending, you can apply online for an additional NAB QuickBiz Loan, NAB QuickBiz Overdraft, NAB Business Credit Card or NAB Equipment Finance Loan 50 days after your most recent establishment date.
• If you're an existing NAB customer, you can only apply for this product if you have less than $1 million in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).
• You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).

Once you’ve been conditionally approved for your credit limit, you can’t increase it unless you complete a new application. You have the opportunity to reduce the amount you apply for before finally submitting the application.

Please complete this form and return to us: Commercial Cards – Add a Cardholder (PDF, 266KB)