15.50 % p.a.
Business card rates and fees
Learn more about the NAB Business Card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
15.50 % p.a.
Monthly card fee (per card)
$ 9
| Interest-free days | Up to 35 days on business purchases |
|---|---|
| Minimum facility credit limit | $5,000 |
Benefits of a NAB Business Card
Our NAB Business Card is packed with great features to help you manage your business expenses.
Manage expenses and reduce interest
The outstanding balance of your facility is automatically debited each month from a nominated account.
Manage employee expenses
Integrate your business credit cards with the NAB Expense Control app and take control of your business expenses.
Control business spending
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Complimentary insurance
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance and NAB Commercial Cards Transit Accident Insurance.
Visa for business
Gain access to benefits across a variety of business services through Visa Commercial Offers, opens in new window.
Digital payments
Pay your way online or using the smartphones and wearables you already own and use with digital payments.
Security and fraud protection
We take fraud prevention and the security of your business credit card seriously. Here are just some of the ways we can help you reduce the risk of fraud.
How to apply online
Here's a quick look at how to apply online, upload financial data and receive your finance.
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Check that you meet our online application criteria.
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Have your ABN/ACN details handy as well as your NAB account number if you're already a customer. If you're a new customer, have identification (passport, driver's licence, Medicare card) ready.
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We’ll review your business cash flow, your credit score and time in business. And if you use an accounting package like XERO, MYOB or QuickBooks, you can link your data.
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If approved, access the funds in as little as one business day after we receive all your signed paperwork.
Please have ID ready if you’re new to NAB.
Tips Other ways to apply
If you don’t meet our online application eligibility, don't have an accounting package or don’t wish to apply online, here are some alternatives
Other options to consider
We have a range of finance products to suit your particular business needs.
Help and support
We have a range of useful guides and tools to help you manage your business banking.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Contact us
Request a call back
Let us help you with your business banking needs.
Call us
Call us for your general enquiries about business banking.
Visit a NAB branch
Use our locations tool to find business banking services.
Terms and Conditions
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- NAB Commercial Cards Facility Conditions
- Business Banking Fees and Charges
- Interest rates, fees and charges
- NAB Commercial Cards Unauthorised Transaction Insurance (PDF, 340KB), opens in new window
The NAB Business Card is for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.