15.50 % p.a.
Business card rates and fees
Learn more about the NAB Business Card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
15.50 % p.a.
Monthly card fee (per card)
|Interest-free days||Up to 35 days on business purchases|
|Minimum facility credit limit||$5,000|
Benefits of a NAB Business Card
Our NAB Business Card is packed with great features to help you manage your business expenses.
Minimise interest and manage expenses
The outstanding balance of your facility is automatically debited each month from a nominated account which can help you avoid incurring purchase interest.
Security and fraud protection
We take fraud protection and the security of your business credit card seriously. Learn about how we protect your accounts against credit card fraud with NAB Defence.
Control business spending
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance . Read about changes to your insurance effective 1 November 2023.
Visa for business
Gain access to benefits across a variety of business services through Visa Commercial Offers, opens in new window.
Pay your way online or using the smartphones and wearables you already own and use with digital payments.
Ready to apply?
Apply now for a NAB Business Card with our fast online application and receive an instant decision.
Help and support Common business credit card questions
How can I manage employee spending on business credit cards?
You can control staff business credit card spending by setting individual credit limits, blocking cash advance transactions and using card controls to temporarily block cards. You'll also receive detailed monthly statements for each cardholder to help you with your account reconciliation and tax preparation.
When can I start using the credit card?
Once your application is approved, we’ll send the card to your nominated address within 7-10 business days. Once received, you can start using your card immediately.
Other business credit cards to consider
Get in touch
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
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- NAB Commercial Cards Facility Conditions
- Business Banking Fees and Charges
- Interest rates, fees and charges
- NAB Commercial Cards Unauthorised Transaction Insurance (PDF, 340KB), opens in new window
The NAB Business Card is for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.