• 15.50 %p.a.

    Purchase interest rate

  • 15.50 %p.a.

    Cash advance rate

  • $9

    Monthly card fee (per card)

  • up to 35

    Interest free days on business purchases1

  • $5000

    Minimum facility credit limit

Already have a NAB business credit card and want to control expenses? The NAB Expense Control app makes it easy.

Features and benefits

A NAB Business Card comes with a range of features and benefits which include:


Manage expenses and reduce interest

The outstanding balance of your facility is automatically debited each month from a nominated account.


NAB Expense Control

Integrate your business credit cards with NAB Expense Control and take control of your business expenses.


Online security

Online Secure reduces online fraud by confirming your identity.

Manage business spending

Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.


Fraud protection

NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.


Digital Wallet Pay

Tap and pay with the smartphones and wearables you already own and use every day.


Enjoy complimentary insurance

Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance2.


Emergency assistance

We’re here for you 24/7 if your credit card is lost or stolen.

Aeroplane top

Visa for business

Access accounting software, marketing solutions and productivity tools with Visa Commercial Offers.

Link your accounting data to apply online

For a quick online decision, simply upload your reconciled financial data from any accounting package software. It’s best if you have your financial reports ready to go before starting the application to streamline the process.

If you have Xero, MYOB or QuickBooks online accounting software it’s even easier – simply connect securely with your login credentials and we’ll do the rest. Find out more about generating reports in the right format.

Eligibility requirements to apply


A sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust.


Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.

ID Card

Over 18 years old and an Australian citizen or permanent resident. Please have ID ready if you’re new to NAB.


Have 12 months of reconciled business financial data from your accounting package.

Apply today for a NAB Business Card


Manage your NAB business card

Lost your NAB business card? Need to add another cardholder? Going overseas? Our managing your card guides can help answer questions about your card.

Manage your card

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