1 Debited at the end of statement period, if at that time, any amount due and payable is 3 or more days overdue and the unpaid balance of the account is more than $100.
2 Includes via a NAB ATM, non-NAB ATM, NAB Internet Banking, NAB Telephone Banking, NAB Branch, Travelex or Australia Post (Bank@PostTM outlet (over the counter)).
3 In the case of cash advances made in currencies other than Australian dollars (AUD), the cash advance amount used to calculate the cash advance fee is the AUD amount posted to your NAB credit card account.
4For Cash Advances, you will be charged a percentage of the Cash Advance (in Australian dollars) or the minimum fee, whichever is the greater.
For Cash Advance transactions via Internet Banking, if after NAB posts the Cash Advance transaction and any other purchases or payments for that processing day, the balance of the account is in credit, the Cash Advance fee will not be charged. The minimum Cash Advance fee will apply to any transactions other than NAB Internet Banking including ATM withdrawals and gambling transactions when your account is in credit balance.
Note: NAB posts purchases and cash advances in that order to your account before posting payments and refunds.
5 International cash withdrawal made via an ATM outside Australia or over the counter at a financial institution outside Australia.
NAB international transaction fee1
International transactions are transactions where the merchant, financial institution or entity processing the transaction is located outside Australia. These transactions are either a:
- Single-currency international transaction: where the transaction is made in Australian dollars (AUD)
- Multi-currency international transaction: where the transaction is made in a currency other than Australian dollars (AUD)