• 100,000 BONUS QANTAS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening.

    View disclaimer *
  • NAB may vary or end this offer at any time without notice. See important  information below.

    View disclaimer **

Business credit card rates and fees

  • 18.50 %p.a.

    Purchase interest rate

  • 21.74 %p.a.

    Cash advance rate

  • $295

    Annual card fee (per card)

  • $5000

    Minimum facility credit limit

Already have a NAB business credit card and want to control expenses? The NAB Expense Control app makes it easy.

Earn points on ATO payments

Payments you make to the Australian Taxation Office will earn you Qantas Points at the same rate as regular everyday business purchases.2

Features and benefits - NAB Qantas Business Signature Credit Card

Earn points on everyday business purchases

  • Earn 1 Qantas Point for every AU$1.50 you spend on everyday business purchases.2
  • Payments you make to the Australian Taxation Office will earn you Qantas Points at the same rate as regular everyday business purchases.2
  • You decide which cardholder is credited with the points.
  • Find out more about the Qantas Frequent Flyer program

Have full control over business spending

  • Multiple cards with individual credit limits under a single existing facility.
  • Get detailed monthly statements per cardholder and one overall summary.
  • Up to 44 interest free days on business purchases.1
  • Use NAB Expense Control to take control of your expenses.

Your personalised global concierge service

  • Take advantage of Visa’s tailored 24/7 concierge service for travel and lifestyle services.
  • Receive pre-trip information for major destinations worldwide.
  • Get restaurant reservations, event bookings, cultural, sporting, shopping and tourist information on request.

Special travel and retail privileges, created by Visa for business

Visa Business Offers

  • All Visa Commercial Card customers can claim Visa Business Offers.
  • Gain access to a comprehensive suite of benefits across a variety of Business services including accounting software, marketing solutions as well as productivity tools that will enhance the efficiency of your business.

Visa Premium Benefits

  • Visa Premium benefits are available to all Visa Business Signature cardholders.
  • Special travel and retail privileges, created by Visa Premium, include car rental discounts, access to hand-picked hotels, offers on airport lounges and travel programs.

Responsive service and support

Link your accounting data to apply online

For a quick online decision, simply upload your reconciled financial data from any accounting package software. It’s best if you have your financial reports ready to go before starting the application to streamline the process.

If you have Xero, MYOB or QuickBooks online accounting software it’s even easier – simply connect securely with your login credentials and we’ll do the rest. Find out more about generating reports in the right format.

Eligibility requirements to apply


A sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust.


Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.

ID Card

Over 18 years old and an Australian citizen or permanent resident. Please have ID ready if you’re new to NAB.


Have 12 months of reconciled business financial data from your accounting package.

Apply today for a NAB Qantas Business Signature Credit Card

All NAB Business Credit Cards come with these great benefits


Fraud protection

Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.


Online security

Visa Secure reduces online fraud by confirming your identity.

Mobile Handset

Digital Wallet Pay

You can now tap and pay with the smartphones and wearables you already own and use everyday.

Telephone Handset

Emergency assistance

We're here for you 24/7 if your credit card is lost or stolen.

Want to know more?

If you haven't found what you're looking for visit our FAQs

Manage your NAB business card

Lost your NAB business card? Need to add another cardholder? Going overseas? Our managing your card guides can help answer questions about your card.

Manage your card

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