- Earn 1 Qantas Point for every AU$1.50 you spend on everyday business purchases.2
- Payments you make to the Australian Taxation Office will earn you Qantas Points at the same rate as regular everyday business purchases.2
- You decide which cardholder is credited with the points.
- Find out more about the Qantas Frequent Flyer program
Special Offer on a new NAB QANTAS BUSINESS SIGNATURE CREDIT CARD
100,000 BONUS QANTAS POINTS
-
100,000 BONUS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening.
View disclaimer * -
NAB may vary or end this offer at any time without notice. See important information below.
View disclaimer **
Business credit card rates and fees
-
18.50
%p.a.
Purchase interest rate
-
21.74
%p.a.
Cash advance rate
-
$295
Annual card fee (per card)
-
$5000
Minimum facility credit limit
Features and benefits - NAB Qantas Business Signature Credit Card
Earn points on everyday business purchases
Have full control over business spending
- Multiple cards with individual credit limits under a single facility.
- Get detailed monthly statements per cardholder and one overall summary.
- Up to 44 interest free days on business purchases.1
Your personalised global concierge service
- Take advantage of Visa’s tailored 24/7 concierge service for travel and lifestyle services.
- Receive pre-trip information for major destinations worldwide.
- Get restaurant reservations, event bookings, cultural, sporting, shopping and tourist information on request.
Special travel and retail privileges, created by Visa for business
Visa Business Offers
- All Visa Commercial Card customers can claim Visa Business Offers.
- Gain access to a comprehensive suite of benefits across a variety of Business services including accounting software, marketing solutions as well as productivity tools that will enhance the efficiency of your business.
Visa Premium Benefits
- Visa Premium benefits are available to all Visa Business Signature cardholders.
- Special travel and retail privileges, created by Visa Premium, include car rental discounts, access to hand-picked hotels, offers on airport lounges and travel programs.
Responsive service and support
- Access Visa’s global customer assistance wherever you are in the world - any time of the day or night.
- Access to NAB Commercial Cards Unauthorised Transaction Insurance (PDF, 350KB)3 and NAB Commercial Cards Transport Accident Insurance (PDF, 269KB)4
Eligibility requirements to apply

A sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust.

Registered for GST, turnover of at least $75K per year, and operated under your current registered ABN/ACN for more than 12 months.

Over 18 years old and an Australian citizen or permanent resident. Please have ID ready if you’re new to NAB.

Have 12 months of reconciled business financial data from your accounting package.
All NAB Business Credit Cards come with these great benefits
Fraud protection
Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.
Digital Wallet Pay
You can now tap and pay with the smartphones and wearables you already own and use everyday.
Want to know more?
How else can I apply?
You can choose from the below alternatives ways to apply if you don’t have MYOB, Xero or QuickBooks:
- Contact your NAB Business Banker;
- Download the NAB Commercial Card application form (PDF, 869KB). Complete, scan and email your signed application (with supporting financial documents) to the Commercial Card Acquisition Team.
- Call us on 13 10 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT).
What's the online lending criteria?
- Your business is registered for GST and has a turnover of at least $75,000 per year.
- Your business has been in operation for at least 12 months and has a valid Australian Business Number (ABN).
- You have a business and residential address in Australia.
- You intend to use the product where the purpose is wholly or predominately for business purposes.
- Ensure all your ATO payments and loan repayments are up to date.
- You're at least 18 years old and hold an Australian citizenship or permanent residency.
- You're a sole trader, a business partnership with no more than two individual partners, a company with five or less directors or a trustee of an eligible trust. Joint borrowers who are not partnerships, or partnerships where one or more partner is a company are not eligible to apply.
- Any shareholders of companies or trustee companies that are listed in the application are individuals, and not companies.
- Eligible trusts include the following:
- your trust must be a non-government discretionary trust.
- your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.
- your trust must have been established in Australia.
- the beneficiaries of your trust are individuals.
- your trustees can only be one of:
- a company with no more than five directors.
- up to two individuals.
- if the trustee is a company shares in the company must be beneficially held.
- Fast online decision and conditional approval is subject to eligibility, credit assessment, lending criteria and ID verification.
- If you have existing NAB Business Lending, you can apply online for an additional NAB QuickBiz Loan, NAB QuickBiz Overdraft, NAB Business Credit Card or NAB Equipment Finance Loan 50 days after your most recent establishment date.
- If you're an existing NAB customer, you can only apply for this product if you have less than $1 million in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).
- You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).
Can I change my repayment option after approval?
Once you’ve been conditionally approved for your credit limit, you can’t increase it unless you complete a new application. You have the opportunity to reduce the amount you apply for before finally submitting the application.
Manage your NAB business card
Lost your NAB business card? Need to add another cardholder? Going overseas? Our managing your card guides can help answer questions about your card.
You might also be interested in

NAB QuickBiz Loan
Simple unsecured loan of up to $250K, with fixed principal and interest repayments over one, two or three years.

NAB QuickBiz Overdraft
Manage your cash flow and unexpected expenses with an overdraft on your transaction account, unsecured up to $50K.