13.25 % p.a.
Best value business credit card - Major bank 2021
Our NAB Low Rate Business Credit Card won the 2021 Money Magazine Best of the Best award for Best Value Business Credit Card - Major Bank.
0% special introductory interest rate offer
NAB may vary or end this offer at any time without notice. See important information below.
NAB Low Rate Business Card rates and fees
Learn more about our business credit card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
13.25 % p.a.
Annual card fee (per card)
|Interest-free days||Up to 55 days on business purchases|
|Minimum facility credit limit||$5,000
Benefits of a low rate business credit card
Our low interest rate business credit card is packed with great features to help you manage your business expenses.
Enjoy a low annual card fee, competitive interest rate, and up to 55 days interest free on business purchases (excludes cash advances).
Security and fraud protection
We take fraud protection and the security of your business credit card seriously. Learn about how we protect your accounts against credit card fraud with NAB Defence.
Manage your cards
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Tap into Visa benefits
Access benefits across a variety of business services through Visa Commercial Offers, opens in new window.
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance. Read about changes to your insurance effective 1 November 2023.
Ready to apply?
Apply now for a NAB Low Rate Business Card with our fast online application and receive an instant decision.
Terms and Conditions
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NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.