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Applying online is quick and easy

You have the flexibility to apply for a NAB home loan anytime, anywhere. Our conditional approval lets you know how much you can borrow based on the information you’ve given us, giving you confidence and control with your next property move.

Whether it’s purchasing your new home or switching your existing home loan to NAB, simply apply online below to receive an outcome 24/7.

Are you an existing NAB customer? We’ve made applying online easier by using information that we already know about you.

Looking to purchase a property?

Be ready to make an offer, apply for conditional approval online.

Apply now

Want to switch your home loan to NAB?

Switch today to find the NAB home loan that's right for you.

Apply now

Important information

Conditional approval, also known as Approval in Principle gives you an indication of how much you can borrow based on the information you’ve given us.

Conditional approval is valid for 90 days from application and is based on the loan scenario that you provided in the application (including property details, purpose of the loan and your contribution amount).

Conditional approval is also subject to:

  • us being able to verify that the information you provided in your application is correct
  • the property you want a loan for is suitable to us (this includes a satisfactory valuation)
  • us being able to find the right NAB product right for your needs.

All applicants will have credit checks performed by external credit reporting bodies when the application is submitted.

If you have conditional approval and your circumstances change or you need to correct something, you can call us on 13 22 65 to discuss as it may affect our decision.

View eight commonly asked questions about conditional approval.

Terms, conditions, fees, charges, eligibility criteria and lending criteria apply (available on request). © 2018 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

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