The majority of our personal loan customers will get the advertised headline rate or lower.
However, depending on your personal circumstances, we may offer you a higher or lower rate when you apply.
Personal Banking Fees - a guide to fees and charges (PDF, 316KB)
Personal Loan Agreement - General Terms (PDF, 372KB)
Indicator rates for other personal lending
1Headline rates, interest rates and information current as at 15th June 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.
2Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
3Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non–NAB debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.
