The majority of our personal loan customers will get the advertised headline rate or lower.
However, depending on your personal circumstances, we may offer you a higher or lower rate when you apply.
Personal Banking Fees - a guide to fees and charges (PDF, 316KB)
Personal Loan Agreement - General Terms (PDF, 372KB)
Indicator rates for other personal lending
1Headline rates, interest rates and information current as at 15th June 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.
2Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
