$0 application fee - limited time offer

Apply for a NAB Personal loan and we'll waive the application fee, saving you $150. Apply now to get this limited time offer.4

Here's what you get...

  • 1-7 years flexible loan term

  • Borrow from $5,000 up to $55,000

  • Redraw available with variable rate loans

  • Same day funds when approved in-store by 2pm2

Features and Benefits

Tailored pricing

Tailored pricing

Get an interest rate that’s suited to your personal circumstances.

Quick online acceptance

Quick online acceptance

Get your money faster with simple document acceptance through NAB Internet Banking.

Flexible repayments

Flexible repayments

Match your loan repayments to suit your pay cycle with weekly, fortnightly or monthly options.

No exit fees

No exit fees

Paying off your loan early is something to be proud of, so we won’t surprise you with any exit fees.

Our personalised interest rate

Our personalised interest rates
Variable rate1
Headline rate
12.69% p.a.
Comparison rate2
13.34% p.a.
Our personalised interest rates
Fixed rate1
Headline rate
12.69% p.a.
Comparison rate2
13.34% p.a.
Our interest rate range
Rates can range from 9.99% p.a. to 18.99% p.a.
Comparison rate range2
Comparison rates can range from 10.66% p.a. to 19.59% p.a.
Application Fee $150.00
Monthly Fee $10.00
Exit Fee $0.00

Reasons you might want a personal loan


Personal Loan for your car

Dreaming of a different drive but need a car loan? A NAB Personal Loan can get you on the road.

Personal Loan for travel

Family vacations to solo adventures, there’s a NAB Personal Loan for your travel needs.

Personal Loan for debt consolidation

Dealing with multiple debts can be difficult. Put it all in one place and get a helping hand with a NAB Personal Loan for debt consolidation.



Personal Loan for a wedding

Your wedding is a personal experience, so your loan to finance it should be too. Get a NAB Personal Loan that works for you.


Personal Loan for home renovation

Renovations can be full of surprises, but a NAB Personal Loan for home improvement shouldn’t be. Be prepared for anything with a personalised loan.

two women talking

Personal Loan for a caravan

Start exploring with a personal loan for a caravan.
man checking his phone

Personal Loan for a motorbike

Our personal loans can help you with the financing you need for a new or used motorbike.
sailing a boat

Personal Loan for a boat

Our personal loans for boats could help you get on the water sooner than you think.

Important information

Personal Banking Fees - a guide to fees and charges (PDF, 316KB)

Personal Loan Agreement - General Terms (PDF, 372KB)

Indicator rates for other personal lending

1 Headline rates, interest rates and information current as at 14th March 2020 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2 Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non –Nab debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

3 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

4 Offer commences 14 March 2020. NAB may end or vary this offer.

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